“The Devil Wears Prada meets Wall Street” (TheSkimm) in this sizzling debut about a banking analyst who plans to finally pursue her yoga career full-time after her bonus hits, but until then she’ll have to keep her sanity intact (and her chakras aligned). Allegra Cobb’s resume: straight-A Princeton grad, second-year analyst at a top-tier bank, one-time American Yoga National Competition Champion. Allegra Cobb’s reality: Spending twenty-four hours a day changing the colors on bar charts, overusing the word “team,” and daydreaming about quitting the minute her year-end bonus hits her account. She no longer has no interest in the cutthroat banking world—she’s determined to launch her very own yoga practice. But her plan isn’t quite as perfect as the beachfront yoga pictures she double-taps on Instagram. On top of the 100 emails an hour and coworkers already suspicious of her escape plan, Allegra’s hard-driving single father has always fiercely valued high achievement above all else. That his daughter works on Wall Street means everything to him. But after a) unknowingly sleeping with the man now leading her banking cohort on one of their biggest deals to date and b) meeting the #blessed yoga guru who might just be her ticket to the life she’s always wanted, she realizes her happy-ever-after might be harder to manifest than she thought. Fast-paced, laugh-out-loud funny, and totally irresistible, Breathe In, Cash Out “is a modern fairytale, a romance that’s not about finding the right guy, but finding yourself” (Eliza Kennedy, author of I Take You).

“Cash Out is one of those novels that begs for more adjectives: relentless, madcap, polished, lean, vivid, warped, original, horrifying and hilarious in equal measure.” —Marcus Sakey, author of The Two Deaths of Daniel Hayes and The Amateur Imagine a story by Ben Mezrich (The Accidental Billionaires, 21) of staggering financial improprieties infused with Tim Dorsey’s (Hurricane Punch, Gator A-Go-Go) zany, over-the-top pure insanity, and you might have something somewhat resembling Cash Out, the rollicking debut novel by Greg Bardsley. This is nonstop, mercilessly hilarious, no-holds-barred fiction for fans of The Hangover and Office Space—an outrageous tall tale that follows one desperate, disgruntled Silicon Valley exec through a his surreal three-day scramble to cash out his stock options and leave behind his hated high-tech job before outrageous villains (and even crazier friends) completely destroy him. Do you like the wildly satirical work of Tom Perrotta, Sam Lipsyte, and Gary Shteyngart? Do the ingenious comic caper novels of Elmore Leonard leave you breathless and exhilarated? Then get ready to Cash Out.

" It is 1999. Mobile phones are gaining global traction, particularly in emerging markets. Yet payments look set to remain a traditional banking stronghold, keeping the unbanked exiled to the margins of the cash economy. Out of the blue, an unusual directive is issued to Hannes van Rensburg, unsuspecting CIO of a large South African financial services company: walk away from a promising career, and start something - anything - new. An industry's time had come: with abundant resourcefulness, the mindset of a maverick and the support of a deeply committed core of key players who shared his abiding vision, Van Rensburg founded Fundamo, a mobile banking start-up that foresaw the spectacular chemistry lying dormant between mobile-phone technology and financial services. But the pioneer's way is seldom clear. Funding constraints, resistance to innovation and infrastructural challenges were to stand in the path of this unprecedented movement to bring financial services to the markets that mainstream banking had forgotten - obstacles that the Fundamo vision was to level, creatively yet relentlessly, in its quest to improve lives. From Kinshasa to Karachi and India to Iraq, from remote rural villages to the bright lights of some of the world\2019s slickest conferences, from beers overlooking the Lusaka InterContinental's unlikely crocodile-stocked Koi pond to pre-dawn single-malts with Mark Shuttleworth high in the Swiss Alps, Cash In, Cash Out tracks the stellar growth of one of Africa\2019s most successful tech start-ups, culminating in its 2011 acquisition by financial services giant Visa Inc. While it shares a wealth of knowledge for the entrepreneur, it is, first and foremost, a uniquely humanising, compelling and inspiring story about perseverance in the face of mighty personal and professional odds."--Back cover.

"A 14% credit card rate! What a deal!" "Where it says 'adjustable' here on my mortgage - that means 'fixed', right?" "Work until I retire, then collect Social Security. That's my wealth plan." If you've ever wondered how your money works, where it goes or how it grows, stop wondering. "Control Your Cash: Making Money Make Sense" deconstructs personal finance so that everyone but the hopelessly inept can understand it. Inside the book, you'll learn: [ how to get your bank accounts, credit cards and other financial instruments to work for you, and not the other way around [ the right way to buy a car (i.e. with the salesman cursing your name as you drive away) [ where and how to invest, and what all those symbols, charts and graphs mean [ how to turn expenses into income, and stop living paycheck-to-paycheck [ whom the tax system is stacked against (hint: it's most of us) and how to use that to your advantage [ the very key to wealth itself. In fact, the authors thought it was so important they put it on the cover so you can read it even if you're too cheap to buy the book: Buy assets, sell liabilities. Finally, a book that explains personal finance not only in layman's terms, but in detail. If you can read, and have any capacity for self-discipline, invest a few bucks in "Control Your Cash" now and reap big financial rewards for the rest of your life.

The fraction of the population over age sixty-five in many developed countries is projected to rise, in some cases sharply, in coming decades. This has drawn growing interest to research on the health and economic circumstances of individuals as they age. Many individuals are retiring from paid work, yet they are living longer than ever. Their well-being is shaped by their past decisions such as their saving behavior, as well as by current and future economic conditions, health status, medical innovations, and a rapidly evolving landscape of policy incentives and supports. The contributions to Insights in the Economics of Aging uncover how financial, physical, and emotional well-being are integrally related. The authors consider the interactions between financial circumstances in later life, such as household savings and home ownership, physical circumstances such as health and disability, and emotional well-being, including happiness and mental health.

A revolutionary financial and career path to break free from corporate America's grasp, make peace with your finances, and build wealth on your own terms When it comes to our finances, we’re told to follow the same script as our white colleagues: work hard, make money, save, and invest. Yet despite putting in twice the effort, you end up making less and are routinely passed up for career opportunities. Here’s the truth: financial freedom is within your reach, but playing by corporate America’s rules will only take you halfway there. To win, you must eventually walk away—and take up an entirely different model of wealth accumulation. Cashing Out is your roadmap to financial freedom despite the broken system. You don’t have to sacrifice your time and mental health to maximize income. Instead, financial experts Julien and Kiersten Saunders show how to design a life that allows you to enjoy the little things now while setting yourself up for future financial security. Drawing from their journey paying off $200,000 of debt in five years, quitting their high-stress corporate jobs, and retaking control of their finances, this book will teach you: • Why the mantra and glitz of “Black Excellence” is an unsustainable motivation for wealth building • How to prioritize the right goals at each stage of your career so you can quit in 15 years or less • How to talk about money with your loved ones without coming to blows • Practical strategies to bring more money in without robbing you of time and energy you don’t have It’s time to stop being a cog in the machine that leaves you under-appreciated and underpaid. Cashing Out shows you how to open the door to a new kind of prosperity.

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.