Building a budget is an important first step towards managing your personal finances. When you take control of your spending, you can plan to save for the things you really want. Everyone has to deal with money, but most of us aren't born with the necessary skills. Building a Budget gives you all of the information you need to create a realistic budget and make your money go further. Read inside and learn how you're really spending your money how to cut costs creatively how to manage your credit cards how much your assets are worth how to stop impulse spending Canadian Dollars & Sense guides help you to navigate the sometimes confusing issues of personal finance. Read these other books in the series: Getting Out of Debt Investing for the First Time Buying Your First Home Managing Your Money

Investing for the first time is an exciting and sometimes intimidating prospect. It can also be a fun and fascinating way to make your money work for you. With knowledge and good judgment, you can take your hard-earned cash and make it grow. With planning, almost everyone can get into investing. All you need is a clear set of goals and some guidance to reach them. That's where Investing for the First Time comes in. Read inside and learn how to invest successfully, right from the start how to set your investing goals how much risk is right for you how to diversify your portfolio how to work with an investment broker Canadian Dollars & Sense guides help you to navigate the sometimes confusing issues of personal finance. Read these other books in the series: Getting Out of Debt Building a Budget Buying Your First Home Managing Your Money

If you're looking to confidently manage your money, The Snowman's Guide to Personal Finance is an excellent choice. Whether you're just starting out or you already have a financial plan, this book will provide actionable ways to improve your current situation. You'll also be able to revisit topics in the future as your life evolves. My goal is to help you spend your money stress-free and enjoy your life today. All while ensuring you can continue your lifestyle in the future. We'll cover actionable steps to: Save money for the future - Automate your savings plan - Rethink your expenses - Repay debt Put your savings to work - Manage your risk - Understand how to invest your savings - Lower your taxes Protect yourself from the unexpected - Set aside money for emergencies - Understand your insurance needs - Know when to write a will

Canada’s top consumer advocate returns with more financial advice. Canadian consumers are focused on spending and managing what money they do have wisely, but have more questions than answers on most financial topics. Television personality and consumer advocate Pat Foran shares tips and strategies about the questions and issues he sees most often, and explains how some little things can soon add up to a lot of money. Some of the topics covered include: Credit and loyalty cards, and what kind of deal they really are How much insurance is enough – and what kinds do most people need? How to shop for a vehicle, and if it’s worth it to import from the US Mortgages, tax breaks, and other complicated financial decisions Getting the most bang for your buck, whether while shopping or travelling Packed with money-saving advice, this title will also include the latest information on marketplace trends, the investment climate, housing prices, interest rates, and other techniques for savings. As an added bonus, Pat has included quotes and comments from prominent Canadian businesspeople and celebrities about the best financial advice they’ve received in their lifetimes. Pat Foran is seen by millions of Canadians each week as the Consumer Reporter for CFTO News, and Consumer Expert on CTV’s Canada AM. His “Consumer Alert” segment is currently on CFTO’s noon, six o’clock and eleven-thirty newscasts, five days a week with an audience of 700,000 viewers, and he appears on Canada AM, Canada’s number-one national morning show every week, dispensing financial and consumer advice.

Thoroughly revised and updated, the fifth edition of the Rough Guide to Canada covers this vast and geographically diverse country in impressive detail. There are insightful accounts of every Canadian city, from vibrant Montréal to laid back Vancouver, and vivid descriptions of Canada''s varied landscapes, from the magnificent Rocky Mountains and the stormy coasts of the Maritimes to the northern Arctic reaches. Throughout there is practical advice on skiing, whale-watching, kayaking, hiking and a host of other outdoor pursuits. Thousands of listings recommend the best accommodation options, restaurants, bars and clubs in every price range.