Broke but Not Broken is the true account of a Phoenix Homebuilder who went from a net worth of $46 million to Bankrupt just 18 months later. It is a very small account of the Housing collapse. It is however a big account of a man, a man much like each and every one of us. A man who made it to the big time only to have it all ripped away. The company and Mike Roberts were forced into Bankruptcy. The gritty account of the events surrounding the collapse are well documented here. As Mr. Roberts looked for an out it appeared the only way out was to end it all. In the final moment he rose from the floor and decided to fight on. Broke but not Broken takes you on the ride of a rich Scottsdale home builder to a man near death and staggering bitter defeats. Left penniless and divorced he somehow found the strength to start over and to rebuild and reinvent himself. The writing style of this book is extremely raw and is assured to keep the reader captivated and racing to read on. You will cry and you will cheer, you will believe that there is hope even when death seems like the only option. You will visit places that you have never been before and you will sit in the seat of the Author. You will live the American Dream and you will ask yourself it is a dream that is worth living. Clearly, one of the most critical books ever written for those who wish to know what it is like to be a millionaire only to be thrown to the wolves. It is also the book to read if you want to believe that when death seems so clear there is in fact life and that you can rise again. Broke But Not Broken travels from the arms of defeat to a robust winning attitude. Initially, when survival was the only torch the book soon transforms into a story of victories and the will to be better than ever before. It is filled with many winning philosophies and is designed to help us all rise from defeat to live another day, and not only live another day but to win and to be the very best you can be.

A compassionate, friendly, and even fun book about personal finance for the overwhelmed. In a world with fewer and fewer economic guarantees, every bit of knowledge is powerful, so we can build the life we dream of, meet our basic needs, and develop a healthy relationship with money. For many of us, salaried work and even hourly wages aren't part of our financial picture; this book is for the self-employed, the entrepreneur, the creative, and the gig worker whose relationship with money isn't well covered by other books. Anna Jo Beck is your calm, friendly, and knowledgable guide through the obstacle course of getting your funds, savings, spending, and debt in order. Hand-illustrated charts and worksheets mean you can start tackling your financial demons, building your safety net, and gaining confidence in your money and value right now.

"Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times "Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon "What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise. Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved. Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.

Sometimes when I can't stand on my own two feet Or the voices in my head feel cracked and incomplete I turn up the volume of my Broken Beats The Big Heavy Bass sends moves flowing to my feet Melodic rhymes fill my head and make me feel oh-so-sweet Cos my Broken Beats help me feel alive And not so Broke and Beat. The Broke 'n' Beat Collective is a unique mash up of hip-hop, theatre and puppetry which brings together four amazing artists: beat-boxer Hobbit, b-boy LoGisTics , singer/rapper Elektric and puppeteer Mohsen to form The Broke 'n' Beat Collective. Written by Keith Saha, a playwright and the co-artistic director of 20 Stories High, and Sue Buckmaster, the Artistic Director of Theatre-Rites, The Broke 'n' Beat Collective is a unique theatrical experience filled with gripping tales, transfixing poetry and hip-hop puppetry. Funny and moving, it is a raw and moving play that explores the hardships faced by young people in the UK today. This edition was published to coincide with a national tour of the play which opened in February 2016 in a coproduction between 20 Stories High and Theatre Rites.

FOREWORD INDIES FINALIST — POLITICAL & SOCIAL SCIENCES NAUTILUS BOOK AWARDS SILVER MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE ERIC HOFFER BOOK AWARD 1ST RUNNER UP — CULTURE & MONTAIGNE MEDAL NOMINEE "A valuable resource in the fight against poverty." —Publishers Weekly "An exploration of why so many Americans are struggling financially . . . A down-to-earth overview of the causes and effects of poverty and possible remedies." —Kirkus Reviews Water. Food. Housing. The most basic and crucial needs for survival, yet 40 percent of people in the United States don't have the resources to get them. With key policy changes, we could eradicate poverty in this country within our lifetime—but we need to get started now. Nearly 40 million people in the United States live below the poverty line—about $26,200 for a family of four. Low-income families and individuals are everywhere, from cities to rural communities. While poverty is commonly seen as a personal failure, or a deficiency of character or knowledge, it's actually the result of bad policy. Public policy has purposefully erected barriers that deny access to basic needs, creating a society where people can easily become trapped—not because we lack the resources to lift them out, but because we are actively choosing not to. Poverty is close to inevitable for low-wage workers and their children, and a large percentage of these people, despite qualifying for it, do not receive government aid. From Joanne Samuel Goldblum and Colleen Shaddox, Broke in America offers an eye-opening and galvanizing look at life in poverty in this country: how circumstances and public policy conspire to keep people poor, and the concrete steps we can take to end poverty for good. In clear, accessible prose, Goldblum and Shaddox detail the ways the current system is broken and how it's failing so many of us. They also highlight outdated and ineffective policies that are causing or contributing to this unnecessary problem. Every chapter features action items readers can use to combat poverty—both nationwide and in our local communities, including the most effective public policies you can support and how to work hand-in-hand with representatives to affect change. So far, our attempted solutions have fallen short because they try to "fix" poor people rather than address the underlying problems. Fortunately, it's much easier to fix policy than people. Essential and timely, Broke in America offers a crucial road map for securing a brighter future.

Glenn Beck, the New York Times bestselling author of The Great Reset, showcases his distinctive humor in taking on the political landscape in his fight to fix America—before it’s too late. As the most important presidential election in our history looms, ask yourself: Are America’s finances in better shape than they were four years ago? Or are we still BROKE? THE FACTS. THE FUTURE. THE FIGHT TO FIX AMERICA—BEFORE IT’S TOO LATE. Our nation is financially broke, but that’s just a side effect of our broken spirit, our broken faith in government, the broken promises by our leaders, and a broken political system that has centralized power at the expense of individual rights. How did we get into this mess? Glenn Beck thinks the answer is pretty simple: Because we’ve turned our backs on the Constitution. Few of us have ever seen the whole picture, and politicians have done everything in their power to hide the truth. Broke exposes what we’re really facing—and how to fix it. Packed with great stories from history, invaluable teachable moments, and Glenn Beck’s trademark combination of entertainment and enlightenment, Broke makes the case that when you’re traveling in the wrong direction, slight course corrections won’t cut it—you need to take drastic action. Through a return to individual rights, an uncompromising adherence to the Constitution, and a complete rethinking about the role of government in a free society, Glenn exposes the idea of “transformation” for the progressive smokescreen that it is, and instead builds a compelling case that restoration is the only way forward. With this awareness, it’s much easier to develop a realistic plan for uniting all Americans around the concept of shared sacrifice. After all, this generation may not be asked to storm beaches, but we are being asked to do something just as critical to preserving freedom.

The year was 2000. The alternative music scene had all but died, and pre-packaged pop stars had filled the vacuum. But in a basement apartment in the heart of downtown Toronto, two musicians were forming a creative partnership that would revive the mass appeal of indie music and forever change how we think of a band. In this biography of the ever-evolving indie-rock collective, Broken Social Scene, music columnist Stuart Berman tracks the group's inception by Kevin Drew and Brendan Canning; groundbreaking performances at Ted's Wrecking Yard that raised the band's local status to mythical proportions; Broken Social Scene's meteoric rise upon the release of breakout album You Forgot It In People; the creation of Arts & Crafts records with music-biz maverick Jeffrey Remedios; and life on the road with revolving bandmates, including members of Stars, Metric, The Dears, and international pop sensation Feist. Stuart Berman has drawn from hours of interviews with members and affiliates of Broken Social Scene, and exclusive, never-before-seen photographs, gig posters, and artwork to create a spectacular oral and visual history of this ever-evolving indie-rock collective.