Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda
Title | Bank Efficiency and Competition in Low-Income Countries: The Case of Uganda PDF eBook |
Author | David Hauner |
Publisher | INTERNATIONAL MONETARY FUND |
Pages | 31 |
Release | 2005-12-01 |
Genre | |
ISBN | 9781451862591 |
There is a concern that the state-dominated, inefficient, and fragile banking systems in many low-income countries, especially in sub-Saharan Africa, are a major hindrance to economic growth. This paper systematically analyzes the impact of the far-reaching banking sector reforms undertaken in Uganda to improve competition and efficiency. Using models that have been previously used only in industrial countries, we find that the level of competition has increased significantly and has been associated with a rise in efficiency. Moreover, on average, larger banks and foreign-owned banks have become more efficient, while smaller banks have become less efficient in the face of increased competitive pressures.
Bank Efficiency in Sub-Saharan African Middle Income Countries
Title | Bank Efficiency in Sub-Saharan African Middle Income Countries PDF eBook |
Author | Chuling Chen |
Publisher | International Monetary Fund |
Pages | 34 |
Release | 2009-01-01 |
Genre | Business & Economics |
ISBN | 1451871619 |
We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance.
Competition and Efficiency in Hungarian Banking
Title | Competition and Efficiency in Hungarian Banking PDF eBook |
Author | Dimitri Vittas |
Publisher | World Bank Publications |
Pages | 46 |
Release | 1992 |
Genre | Banks and banking |
ISBN | 9610031544 |
Considerable progress has been made in reforming the Hungarian banking system and strengthening its legal and regulatory framework. But Hungarian banking suffers from market segmentation and high nominal spreads, caused by high inflation, low leverage, and nonperforming loans.
Open Doors
Title | Open Doors PDF eBook |
Author | Robert E. Litan |
Publisher | Rowman & Littlefield |
Pages | 452 |
Release | 2004-05-13 |
Genre | Business & Economics |
ISBN | 9780815798132 |
A Brookings Institution Press, the World Bank, and the International Monetary Fund publication The extensive reforms and liberalization of financial services in emerging markets worldwide call for cutting-edge strategies to capture the benefits of new investment opportunities. In Open Doors, a volume of papers from the third annual Financial Markets and Development conference, multidisciplinary financial sector experts analyze current economic and political trends and prescribe practical advice to the financial development community. The book addresses the key issues of concern regarding the emerging markets, including the trends, motivations, and scope of FDI in finance; policy options that will best capture the opportunities of foreign entry; and the role of foreign institutions in e-finance innovation. The authors focus on specific topics such as foreign participation in emerging market banking systems and securities industries, WTO policies and enforcement, the role of foreign banks, liberalization of insurance markets, the need for capital markets, and the policy, regulatory, and legal issues associated with e-finance. For policymakers and financial practitioners affected by the WTO's Financial Services Agreement, this timely book should be of particular interest. Contributors include Donald Mathieson (International Money Fund), Pierre Sauvé (Trade Directorate, OECD), George J. Vojta (formerly with Bankers Trust and Citibank), Harold D. Skipper (J. Mack Robinson College of Business, Georgia State University), Benn Steil (Council on Foreign Relations), Morris Goldstein and Edward M. Graham (Institute for International Economics), Nicolas Lardy (Brookings Institution), Phillip Turner (Bank of International Settlements), and Robert Ledig (Fried, Frank, Shriver & Jacobson).
Bank Ownership
Title | Bank Ownership PDF eBook |
Author | Robert Cull |
Publisher | International Monetary Fund |
Pages | 49 |
Release | 2017-03-22 |
Genre | Business & Economics |
ISBN | 1475588127 |
This paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The evidence reviewed suggests that foreign-owned banks are more efficient than domestic banks in developing countries, promote competition in host banking sectors, and help stabilize credit when host countries face idiosyncratic shocks. But there are tradeoffs, since foreign-owned banks can transmit external shocks and might not always expand access to credit. The record on the impact of government bank ownership suggests few benefits, especially for developing countries.
Banking Efficiency and Financial Development in Sub-Saharan Africa
Title | Banking Efficiency and Financial Development in Sub-Saharan Africa PDF eBook |
Author | Sandrine Kablan |
Publisher | International Monetary Fund |
Pages | 27 |
Release | 2010-06-01 |
Genre | Business & Economics |
ISBN | 1455201197 |
This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.
Bank Competition and the Effects on Financial Stability
Title | Bank Competition and the Effects on Financial Stability PDF eBook |
Author | Jovi Clemente Dacanay |
Publisher | Springer Nature |
Pages | 371 |
Release | |
Genre | |
ISBN | 3031595998 |