Many young people are surprised to learn that they play a big part in consumerism, the buying of goods and services. But the truth is that teens are among the most important consumers in the world today. Whether you have a part-time job or you get an allowance from your parents, all sorts of companies want you to spend your hard-earned cash on their products. How do you know which purchases are the smartest choices? What if you make a bad consumer decision? This book explains the ins and outs of goods and services, so you can feel good about the purchases you makeÑand save your money when a purchase isn't necessary.

Discusses the basics behind using money to purchase goods and services, and outlines how to save money, cost-effective shopping techniques, and the fundamentals of investing.

A guide to personal finance for teenagers that covers savings, earnings, credit cards, investing, taxes, and other related topics.

A Booklist Top Ten Financial Series for Youth. Despite spectacular stock market highs and lows, most Americans today hold stock, especially the educated and the very rich. Anybody with a little spare change, even young people, can invest in the stock market. Kids and teens may not have Warren Buffet's billions, but thanks to young age-and the power of compounding-investing even a little money early on can bring a huge payday later. Learn how to buy and sell stocks online, how to pick winning stocks, and how to decode stock charts like a pro, from EPS to P/E to funny ticker symbols like YUM! With a little research, strategy, and patience, even kids can become savvy investors.

Earning money from an allowance or part-time job is a great way to start becoming more independent. But what you do with the money you earn can make a huge difference in your future independence. Saving and investing are the best ways to make sure you can do all of the things that you are dreaming about for your future. Whether you want to go to a top-rated university, buy a car, or retire while you are still young, putting money away is the way to make your wish a reality. This book explains the most common forms of savings and investmentsÑand the risks associated with each of them.

Hilarious etiquette and manners guide teaches teens how to use manners to gain respect, feel good about themselves, and enjoy life to the fullest. Discussing etiquette and manners from common courtesies to cell-phone smarts to classroom decorum, Alex J. Packer blends outrageous humor with sound advice as he explains why etiquette and manners are important—because people who know how to handle themselves in social situations come out on top, get what they want, feel good about themselves, and enjoy life to the fullest. Full of practical tips for every occasion, How Rude! is a serious etiquette and manners encyclopedia—and a hilarious read. This revised and updated edition describes the basics of polite behavior in all kinds of situations at home, in school, online, and in the world. ​For more must-have advice from Alex J. Packer, Ph.D., check out Slaying Digital Dragons: Tips and tools for protecting your body, brain, psyche, and thumbs from the digital dark side.