Margaret Lomas is one of Australia's most recognised and respected property experts, and the best-selling author of nine property investment books, with collective sales of approximately 200,000 copies. In this 'must-read' for property investors, she provides comprehensive, easy-to-understand information for property buyers searching for the right property. When looking to invest in property, if you start at Question One and work through to Question Twenty, in this book and you will be have done everything possible to minimise your risk of buying a lemon and maximised your chances of buying the right property for you. Along the way, Margaret shares indepth information on all aspects of property investing, as well as anecdotes and examples to illustrate the discussion.

For the first time ever, Margaret Lomas has combined all herpositive cash flow property strategies into a step-by-step manualto guide new investors through the processes of establishing aproperty portfolio. Inside you will learn: Where to look for positive cash flow property The contracts you need to understand The process of applying for finance How to choose a property manager Methods to prepare for tax How to manage a property sale. Positive cash flow properties will put money in your pocket eachweek and can set you on the path to financial freedom. Margaret hasincluded checklists and practical worksheets to guide you along theroad one step at a time.

FULLY UPDATED 3rd EDITION OF THIS BEST SELLERIncluding: How to get the banks to say "e;YES"e; in the current tighter lending environmentThis book is an expert guide to financial freedom that reveals how some people work less, earn more, pay less tax and are more financially secure than others.Buy this book now as it is a must read for all Australian property investors because it explains how it's not how much money you make that matters, it's how hard that money works and how much you keep that counts.So now you can learn from Australia's leading property, finance, tax and legal experts with decades of experience & knowledge you just won't get anywhere else.This book has been written for both beginning and experienced investors. Together with Michael Yardney, who is Australia's leading expert in wealth creation through property, property tax accountant and structuring specialist Ken Raiss and property lawyer and educator Rob Balanda, share their decades of experience and explain how sophisticated investors know how to use "e;the system"e; to their advantage. This is a "e;Plain English"e; guide to financial freedom that reveals how some people work less, earn more, pay less in taxes and are more financially secure than others.Most property investors never achieve financial independence, because they don't understand how to use "e;the system."e; This book is designed to help you treat your property investments as a business and take advantage of "e;the system"e; rather than having it work against you.Readers will be shown "e;What Every Property Investor needs to know about Finance, Tax and the Law"e;.This book is written for: - people who want to work less, earn more, pay less tax and become financially secure - beginning investors who want to set things up correctly from the start - experienced investors who want to get to the next level by developing a property investment business - property investors who want to move to the next level by getting the right finance & the right structures to protect their assets from lawsuits, taxes & creditors

Investors today need to understand the dynamics of how macro and micro economies operate and how they affect the property markets. Margaret explains this theory in her trademark easy-to-understand style. The book also includes information on:• The current property landscape• Matching property with investors' profiles• Timing the markets to invest when an area is about to take off• Finding strong cash flow and capital growth investments• Recognising growth drivers to find the next hotspot before it becomes one!

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Margaret Lomas stormed onto the investment scene in mid-2001. Her first book, How to Make Your Money Last as Long as You Do, quickly sold out and reprinted twice within the first eight months of being on sale. Investors clamoured to attend speaking engagements and she was swiftly picked up by two radio stations for regular finance talk-back segments. Margaret's key to long-term wealth creation is a unique approach she and her husband have followed themselves, with proven success, for years. These pages are not full of hyped-up theory and get-rich-quick promises, but contain a step-by-step, easy-to-follow positive cash flow investment strategy that almost anyone can adopt to create an income for life. Chapters offer useful information on: Safely investing in positive cash flow property Taking advantage of home equity and hedging against the usual pitfalls of investing in property Employing a specific borrowing strategy which eliminates debt quickly The questions to ask when researching your market Following strict, unemotional guidelines for investment property selection.

A one-stop shop for property investors - the ultimate must-have for new and experienced property investors alike.Topics covered include:- Dispelling the myths around property investing- Truths about negative gearing- Due diligence to avoid buying a lemon - Buying and selling property- Managing your property- Structuring your investments and taxation matters- Obtaining the right loan- Creating an income for life- Protecting your wealth.