Learn simple ways to save money from the gal who saved $40,000 in less than a year and runs the popular blog Operation $40K!

Want to know how you can actually save money even if you have very little? You really can and should seriously begin saving a portion of your income no matter how much you are earning each month. This is about the only way to begin the journey out of debts and build a more secure financial future for yourself and those you care about. Unlike many other personal finance books you see all around, this no-fluff book presents painless ways to enable you to save money and pay off debts starting almost immediately. Your journal towards having peace of mind without the constant worries about the lack of money and meeting deadlines for payment of bills can soon be over; much sooner and easier than you had thought possible. All you need is basic discipline and making a few financially smart moves on how to manage your money. In this book, Paul Stephens breaks down your goals into easy, manageable steps so you can: Have the required mindset to be debt-free Set up a realistic budget that works Spend less money wisely Automate your savings Freeze your credit cards Reduce your personal expenses Minimize your living expenses Get out of debt as soon as possible Know the difference between 'needs' and 'wants' and much more ...

Welcome to Dominate Your Life Series. This book will show you the way to maximize your savings potential and change your mindset towards saving your hard-earned money. This book is also for all people from all walks of life, whether you are just starting to earn, an employee or an entrepreneur and most importantly if you have a family. Saving money is definitely for everyone. This book is an easy but powerful read. We will share you true-to-life stories (and nightmares!) as we go along. Saving is a process and it is not magic. It requires conscious effort to do it. As this process of dominating your finances belongs to everyone and anyone, it's critical to understand that it starts with self-awareness - that the situation is real and only real. Recognizing reality is the only way that we accept that we can change our current status into a better one or the best we can. So start dominating your life and start it now. No excuses. Happy reading and happy saving!

Read Cynthia Koelker's blogs and other content on the Penguin Community. "Dr. Cynthia Koelker gives us the inside scoop on how to save money at the doctor's office and still get great care. Even if you have insurance, 101 Ways to Save Money on Health Care will still help you save your hard-earned cash." -Elizabeth Cohen, MPH, CNN senior medical correspondent, author of The Empowered Patient For over twenty years, Ohio-based family physician Dr. Cynthia J. Koelker has made it her mission to help people lower their health care expenses. Now, in 101 Ways to Save Money on Health Care, Dr. Koelker shares her insider tips and information so that you too can save hundreds (even thousands!) without sacrificing your health. 101 Ways is loaded with simple, easy-to-understand tips on topics that everyone will find useful, including: *How to save money on brand name drugs *How to cut costs for chronic problems-from asthma to allergies *How to ask for a hospital discount (it's easier than you think!) *Ways to save money on glasses and contacts *What websites you can trust to give you the best health information Whether you are uninsured, or just looking to save money, this invaluable guide will show you how to stay healthy and hold onto your hard-earned dollars.

Are your finances getting out of control? Have you made mistakes with your money? Are you in more debt than you’d like to admit? Cherie Lowe has been there. She and her family found themselves $127,482.30 in debt (did your jaw drop?). They hadn’t bought a yacht, blown it on designer clothes, or purchased a mansion. The small, everyday expenses of living just added up—until suddenly, the Lowes were being threatened by one dragon of a debt. But through hard work and with God’s help, Cherie’s family vanquished this foe, one bill at a time. And you can too! In Slaying the Debt Dragon, Cherie shares how her war on debt made her financially free, strengthened her marriage, taught her children valuable money-management skills, and brought her whole family closer to God and one another. As you read her battle tales, you’ll be armed with the weapons you need to fight your own financial foes. With God, all things are possible—and your inspired happily ever after can begin today.

A treasury of top-selected submissions to the popular personal finance blog WiseBread.com shares insights on how to enjoy life while living responsibly, in a resource that organizes entries under such headers as shopping in bulk, saving money while going green, and reducing one's mortgage and rent costs. Original.