'Look after the pennies and the pounds will look after themselves'. Never a truer word, especially in today's financial climate. Here, Tom Winnifrith lists the top 101 tips that will not only save readers pennies, but considerably more over a period of time.

Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with.In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life!I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent.This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to:Set goalsTravel on the cheapLower your interest ratesEarn compound interestConsolidate retirement accountsOpen a Roth IRAInvest in mutual funds & ETFsEnjoy credit card perksSave on groceries (without cutting coupons).And lots more!If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can!After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!AsFeatured on The Stacking Benjamins Show Podcast and in Teach For America's One Day Magazine.

People are always trying to save money, especially with today's economy. No matter what your reason for saving, through this ebook, you will discover ways never considered.The price of everything has gone up, requiring people to be more conscientious about money. The problem is that by the time the mortgage, car, utilities, and credit cards are paid, there is little money to put aside. Saving money is not that hard, just a matter of learning all the different options and being creative.Be encouraged that it is never too late to start saving, regardless of your age. Set your mind that now is the time to start building your future.

Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with. In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life! I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent. This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to: Set goals Travel on the cheap Lower your interest rates Navigate the holidays Consolidate retirement accounts Open a Roth IRA Invest in mutual funds & ETFs Navigate the holidays Save on groceries (without cutting coupons). And lots more! If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can! After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!

The 101 Creative Ways to Save Money Workbook unleashes new ideas and conversations around money, goal setting and life. It really is the whole kicking kabam...including everything you need to make your family's finances rock...and do it in a way that is engaging, educational and believe it or not...fun! It is packed-full of ideas around food, personal care, family and entertainment, your home and more. Every idea saves you money and is also evaluated as to whether it saves time, creates family time or delivers a health benefit. If your family likes an idea...check it...then transfer it to the action worksheets to create assignments, set goals and bring all your savings ideas to life. Remember, an idea is just an idea unless you do something with it. With this e-book, you and your family can also weigh in on: -Credit Repair -setting a budget -Domino Debt Elimination -How to track your expenses -A whole section is dedicated to kids and money Essentially, creating KIDpreneurs, and laying the path for their financial success. Do you wonder why there always seems to be more month than money? Do you wish your family had a plan to tackle finances...together? "101 Creative Ways to Save Money" offers families the tools needed to make a positive and proactive change in their financial future and to foster a healthy line of communication around a topic that is sometimes difficult to discuss...MONEY!

Learn simple ways to save money from the gal who saved $40,000 in less than a year and runs the popular blog Operation $40K!

Everyday more and more companies in every industry announce lay-offs. This volume presents 100 strategies for proactively managing your career and professional life so you don't have to run scared. It offers to give readers a competitive edge in planning, managing and controlling their careers.