They are coming. Who? Refugees. Every year, the President and Congress determine the arrival quota, the small percentage of refugees who will have a chance to start a new life in the United States during that year. But just because theyre coming does not mean they are somehow lucky or that they are even going to make it in our land of opportunity. To have the best shot at success, they need your help. 10 MILLION TO 1 is about the help, direction, and love you can provide to refugees as they arrive in our country and take their first steps toward self-sufficiency. This book describes how you, who have likely grown up in the comfort of America, can welcome a refugee family and get them started on the path to a new and prosperous life as contributing members of our society. You will discover all the steps you need, from meeting them upon arrival at the airport to getting them housing to finding them jobs. Along the way, you will experience personal growth in ways you never imagined. In time, you may witness the ultimate heartwarming outcome when you see the decision, the steps, and the fulfillment as former refugees become citizens of our great nation. Oh, yes, the world is a better place.

"This report was prepared by a World Bank team comprising Chandan Dreuskar, Judy Baker (Task Team Leader), and David Mason"--Page xiii.

The derivative practitioner’s expert guide to IFRS 9 application Accounting for Derivatives explains the likely accounting implications of a proposed transaction on derivatives strategy, in alignment with the IFRS 9 standards. Written by a Big Four advisor, this book shares the author’s insights from working with companies to minimise the earnings volatility impact of hedging with derivatives. This second edition includes new chapters on hedging inflation risk and stock options, with new cases on special hedging situations including hedging components of commodity risk. This new edition also covers the accounting treatment of special derivatives situations, such as raising financing through commodity-linked loans, derivatives on own shares and convertible bonds. Cases are used extensively throughout the book, simulating a specific hedging strategy from its inception to maturity following a common pattern. Coverage includes instruments such as forwards, swaps, cross-currency swaps, and combinations of standard options, plus more complex derivatives like knock-in forwards, KIKO forwards, range accruals, and swaps in arrears. Under IFRS, derivatives that do not qualify for hedge accounting may significantly increase earnings volatility. Compliant application of hedge accounting requires expertise across both the standards and markets, with an appropriate balance between derivatives expertise and accounting knowledge. This book helps bridge the divide, providing comprehensive IFRS coverage from a practical perspective. Become familiar with the most common hedging instruments from an IFRS 9 perspective Examine FX risk and hedging of dividends, earnings, and net assets of foreign subsidies Learn new standards surrounding the hedge of commodities, equity, inflation, and foreign and domestic liabilities Challenge the qualification for hedge accounting as the ultimate objective IFRS 9 is set to replace IAS 39, and many practitioners will need to adjust their accounting policies and hedging strategies to conform to the new standard. Accounting for Derivatives is the only book to cover IFRS 9 specifically for the derivatives practitioner, with expert guidance and practical advice.

A developer's knowledge of a computing system's requirements is necessarily imperfect because organizations change. Many requirements lie in the future and are unknowable at the time the system is designed and built. To avoid burdensome maintenance costs developers must therefore rely on a system's ability to change gracefully-its flexibility. Flex

An essential companion to the New York Times bestseller Welcome to the Universe Here is the essential companion to Welcome to the Universe, a New York Times bestseller that was inspired by the enormously popular introductory astronomy course for non science majors that Neil deGrasse Tyson, Michael A. Strauss, and J. Richard Gott taught together at Princeton. This problem book features more than one hundred problems and exercises used in the original course—ideal for anyone who wants to deepen their understanding of the original material and to learn to think like an astrophysicist. Whether you’re a student or teacher, citizen scientist or science enthusiast, your guided tour of the cosmos just got even more hands-on with Welcome to the Universe: The Problem Book. The essential companion book to the acclaimed bestseller Features the problems used in the original introductory astronomy course for non science majors at Princeton University Organized according to the structure of Welcome to the Universe, empowering readers to explore real astrophysical problems that are conceptually introduced in each chapter Problems are designed to stimulate physical insight into the frontier of astrophysics Problems develop quantitative skills, yet use math no more advanced than high school algebra Problems are often multipart, building critical thinking and quantitative skills and developing readers’ insight into what astrophysicists do Ideal for course use—either in tandem with Welcome to the Universe or as a supplement to courses using standard astronomy textbooks—or self-study Tested in the classroom over numerous semesters for more than a decade Prefaced with a review of relevant concepts and equations Full solutions and explanations are provided, allowing students and other readers to check their own understanding