This is a practical, introductory guide to consumer credit and hire law, a complex area affecting a vast number of people. This concise treatment does not simply follow the text of the Act but deals with the application of the law in everyday situations.

The field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law. Fully updated for the second edition, the author considers new developments including: the new authorisation process under the Financial Services and Markets Act 2000, including the interim permission regime, and its consequences; the new regime for financial promotions as applied to credit and hire advertising; the new rules controlling high cost short term lending and peer to peer lending; the new provisions of the recently released Consumer Credit Sourcebook (CONC); the new requirements governing mortgage lending as contained in MCOB; the requirements for distance selling and off-premises contracts as applied to consumer credit and consumer hire including the impact of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013; the jurisdiction of the financial ombudsman service on consumer credit. Also considered is the recent case law on the powerful unfair relationships jurisdiction. This comprehensive and practical guide is essential reading for legal practitioners, finance houses, credit reference agencies and retail organisations.

Presents thousands of United States laws and legal questions involving all aspects of life, including marriage, estate planning, disabilities, and consumer credit.

For legal practitioners who are non-specialists in consumer protection law. A concise guide to the basic principles of consumer protection law.

Using familiar examples and careful, step-by-step explanations, the latest book in the successful American Bar Association series addresses all the major areas of consumer law. Readers will learn a wealth of information about warranties, fraud, credit cards, how to camcel unfair contracts, and even such cyberspace issues as whether software can be lawfully copied. 192 pp. Author tour. 15,000 print.