Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast. Fortunately, there's an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.The author, who achieved semi-retirement at age 42, shows how to make it work, step by step and in plain English. The 2nd edition addresses health care issues and focuses on readers of any age, especially “late bloomers” who may feel they're way behind.

Clyatt backs up his advice on investing and spending during retirement with solid academic research. - San Diego Union-Tribune - "Terrific advice on how to safely reach semi-retirement while still in the prime of life." - Mark Goines, - early semi-retiree & Intuit veteran - "Sections on developing a retirement portfolio and a withdrawal strategy are certainly valuable for those who have already retired." - Lynn O'Shaughnessy,- author of The Retirement Bible and The Investment Bible

Because its time to upgrade your life.

What prevents people from making meaningful changes and achieving their dreams? For many, worry, fear, or negativity are stumbling blocks that can be extraordinarily difficult to overcome. This effective workbook provides a blueprint for using mindfulness to start living life to the fullest. The book is packed with stories, examples, "Try This" exercises, planning tools, and meditation and acceptance practices that build self-knowledge and self-compassion. Armed with a deeper understanding of what they really value and how anxiety is holding them back, readers are guided to take a personalized path toward greater emotional freedom. Purchasers can download and print additional copies of the worksheets and forms; audio downloads of the meditations are provided at the companion website. See also the authors' Mindful Way through Anxiety, which explains mindfulness techniques in greater detail. Worry Less, Live Morecan be used on its own or as the perfect continuation for those who want to practice and expand on the lessons of the first book using a step-by-step approach.

Live More, Want Less give readers a user-friendly non-judgmental approach to simplifying their lives in a week-at-a-time format. Offering personal narratives, a reflection on a Taoist-inspired "way" toward more meaning, and a list of daily practices that bring tangible change, Live More, Want Less provides universal guidelines for every reader's unique issue. Covering themes like shopping addictions, procrastination, prioritizing, "busyness", weight loss, and more, Mary's "been there, done that" approach reassures the tentative that greater clarity can be gained by voluntarily living with less, and that de-cluttering both physically and mentally can allow one to experience life more fully.

I'm never going to finish this project on time. This is hopeless; everything's going wrong. Why do I try to do everything at once? A busy life is full of stressful situations — that's a given. But that doesn't mean there is nothing you can do. Your thoughts can actually affect the way your brain processes stress, for better or worse. Most of the time, our brains compound the problem, adding thoughts of self-doubt and frustration to already difficult situations. Stress Less, Live More presents a program based in acceptance and commitment therapy (ACT) that can help you train your brain to react to stress in a different way. With the mindfulness and acceptance techniques in this book, you'll clear out mental clutter, enhance your focus, and concentrate on the present moment, so that you can channel your energy into what matters most to you. It's that simple. Learn to mindfully accept what can't be changed Find peace and contentment in the present moment Practice relaxation skills you can use to calm yourself in a crisis Make time for yourself by asserting your right to say 'no'