Are you struggling with debt? Is the majority of your paycheck heading out the door to outrageous interest rates and debts that seem like they are never going to disappear? Does it seem like a hopeless cause and like you would be better off taking on a new identity, hiding out, and living on an island somewhere rather than having to make one more mortgage or student loan payment?We get it, debt is everywhere. But it doesn't have to be this way. With the help of this guidebook, you will be able to take on any kind of debt, no matter how big or massive it may be and say see-ya later to it today. You don't have to be held back by the bondage of debt. You don't have to work like a slave to keep the debt collectors away. It is all in your control, and this guidebook is gong to provide you with all of the skills, tips, and tricks that you need to use to take that debt and write it off in no time. Is it going to be easy? No. Is it going to be done in a few months? Unless you are a millionaire, no. But, it is possible if you wake up and start taking on the responsibility of your debt and use it for your advantage as well. There are many books on this topic, but in this guidebook, we are going to break through the myths and the misconceptions, and finally come up with the plan that we need to spend some time learning more about budgeting cutting out debt, and so much more. In this guidebook, we are going to spend some time taking a look at many of the topics that we need to know in order to wake up, take back control over our finances, and more. Some of the topics that we will discuss when it comes to budgeting includes:1.The main reasons why YOU should be debt free2.A look at being intentional with your money and your debts. 3.Taking a good hard look at where your finances are right at this moment. 4.How to map out your financial plan to see the most access. 5.Learning that there is a way to accelerate your debt payoff so you can finally be free. 6.How to avoid common money traps that get in your way. 7.A look at how to invest your money wisely so you can earn even more with less work. 8.Being in control over your income, instead of letting it control you. 9.Easy methods that make paying off debt easier. 10.Simple ways to cut down on your bills, without having to give up everything and sell the children.11.A look at early retirement and how it CAN be possible!So many Americans are living in debt in our modern world. Instead of being a sheep and following along, why not do something about it? When you are ready to finally be debt free, make sure to check out this guidebook to help you get started.

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information.

Are you ready for positive change? Let's go together to this journey and you will see that saving money and getting out of debt is not hard. In fact, it is simple and can be fun. I will guide you step-by step to creating your own Financial Victory List and show by calculations how easy it is to save $10,000 (can you beat my Financial Victory List?).Some people would think about saving money as being miserable, greedy, depriving themselves of all things they like to do and put every spare change away, for “dry times”. In reality, saving money is a game with your own rules. You can do it! It has been widely suggested that obesity comes from junk eating. As a matter of fact, gaining weight comes from “junk thinking”. Inability to save money comes from “junk thinking”, too.Nobody can do it for you except yourself! So, it is time to save money and get out of debt!

Writers write—but what do they do for money? In a widely read essay entitled "MFA vs NYC," bestselling novelist Chad Harbach (The Art of Fielding) argued that the American literary scene has split into two cultures: New York publishing versus university MFA programs. This book brings together established writers, MFA professors and students, and New York editors, publicists, and agents to talk about these overlapping worlds, and the ways writers make (or fail to make) a living within them. Should you seek an advanced degree, or will workshops smother your style? Do you need to move to New York, or will the high cost of living undo you? What's worse—having a day job or not having health insurance? How do agents decide what to represent? Will Big Publishing survive? How has the rise of MFA programs affected American fiction? The expert contributors, including George Saunders, Elif Batuman, and Fredric Jameson, consider all these questions and more, with humor and rigor. MFA vs NYC is a must-read for aspiring writers, and for anyone interested in the present and future of American letters.

A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.