This is a very good book on managing personal finance. It gives clear principles to follow, which enable individuals to accumulate wealth by investing his or her income properly. -Sitaram Jindal, Chairman and Managing Director, Jindal Aluminium Ltd. Have you ever wondered why some people get rich easily, while others struggle financially all their lives? Is the difference because of their educational qualifications or their choice of jobs, business or investments? Is it that luck has favoured them selectively, while bypassing the vast majority of people? Is it that they have special skills and are far more intelligent than others? The Shocking Answer is: None of the above! In his maiden novel, Abhishek Kumar reveals the timeless wisdom of wealth creation and accumulation and shows how anybody - no matter where they stand in life at this time - can become a millionaire. The riles provided in book are not a get-rich-quick formula, but they do guide the reader to financial independence which can be achieved on nothing more than an average salary. Through fictional conversations between two friends, Vinay - the financial wizard and Ajay, his college mate, you will learn exactly what has been stopping you from becoming rich and how you can change yourself to live the life you always dreamt of - a life of wealth, abundance and financial freedom.