How Anyone Over 40 Can Still Build a Strong Portfolio -- and Retire Comfortably

Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. ​But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. ​Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. ​But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.

Build Seven-Figure Financial Security without Ever Picking, Buying, or Selling A Single Stock! Most people think that you have to buy and sell the right stocks at the right time to make big money on Wall Street. In this enlightening, entertaining guide, veteran financial commentator Dr. Paul Farrell shows you how to grow a seven-figure nest egg without midnight jitters, time-consuming study, or paying a nickel in commissions to stockbrokers and others who get their piece of the pie by helping themselves to a chunk of yours. "Market timing is for chumps," says Dr. Farrell. "You want a portfolio that works without you having to sit through any schooling about what to buy, when to sell, how to mix and allocate, what to pay, where the heck the economy and the market are going." Now one book teaches you how to create and use that kind of portfolio-where the only excitement you get is from the millionaire's nest egg you collect in the end...

Everyone waits till the last minute sometimes. But many procrastinators pay a significant price, from poor job performance to stress, financial problems, and relationship conflicts. Fortunately, just as anyone can endlessly delay, anyone can learn how to stop! Cognitive-behavioral therapy expert Monica Ramirez Basco shows exactly how in this motivating guide. Dr. Basco peppers the book with easy-to-relate-to examples from "recovering procrastinators"--including herself. Inviting quizzes, exercises, and practical suggestions help you: *Understand why you procrastinate. *Start with small changes that lead to big improvements. *Outsmart your own delaying tactics. *Counteract self-doubt and perfectionism. *Build crucial skills for getting things done today.

Everyone procrastinates. The question is, is doing nothing working for you or against you? Author Lynn Lively, a self-confessed (but reformed) procrastinator, will help you get to where you want to go...with no more excuses. With THE PROCRASTINATOR'S GUIDE TO SUCCESS, you can stop losing precious time, break the cycle of self-blame, overcome inertia, and create the life you really want. Procrastination can be defined as the failure to make things happen. But are you really procrastinating, or simply thinking about a problem to be solved? THE PROCRASTINATOR'S GUIDE TO SUCCESS will show you how to tell the difference! You will also learn how to: work through "worst-case" scenarios; figure out what's within your control and what isn't; procrastinate strategically; and, finally, practice self-direction! Special sections include: Confessions of a Procrastinator; "Brain-dumps," "Gut-wrenchers," "Busywork Alerts," and other handy lists. Want to be your own biggest fan? Be the hero of your own life by making your own dreams come true. Read THE PROCRASTINATOR'S GUIDE TO SUCCESS and prepare for your life to change.

Boost your financial health so you’re ready for any economic or personal upheaval Crisis is inevitable—but it doesn’t have to torpedo your finances! Financial Security For Dummies offers proven advice to help you prep your finances for the next economic downturn, personal setback, pandemic, plague of locusts—or anything else life throws your way. This book contains the historical perspective and up-to-date info you’ll need to anticipate, understand, and navigate a wide range of personal financial challenges. If your monthly income and expenses are on steady ground and you’re ready to secure your financial future, this is the For Dummies guide for you. Not only will you create a plan to keep your family’s finances afloat during turbulent times, but you’ll also be liberated from the pressure to “keep up with the Joneses” so you can make smarter financial decisions, starting today. This book will help you: Gain an understanding of how unforeseen personal or global events could affect your financial life Learn strategies for protecting your assets when economic downturns and other emergencies occur Feel confident in your unique path to financial freedom so you can remain calm when life takes an unexpected turn Build a survival plan for protecting yourself with broader safety nets, better money decisions, and improved financial literacy Whether you want to reduce your stress surrounding your financial goals or take advantage of financial opportunities crises create, Financial Security For Dummies will equip you to navigate financial challenges and ultimately achieve peace of mind.

AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. In Still Procrastinating?, Joseph Ferrari will help you find out why you put things off and learn how to conquer procrastination for good. Do you ever say to yourself "What if I make a bad decision?," "What if I fail?," or "I'm better under pressure"? There are all sorts of reasons people procrastinate. What are yours? This book draws on scientific research on procrastination conducted over more than twenty years by the author and his colleagues, to help you learn what stops you from getting things done so that you can find the solutions that will really work. Contrary to conventional wisdom, chronic procrastination is not about poor time management, but about self-sabotaging tendencies that can prevent you from reaching your full potential. This book gives you the knowledge and tools you need to understand and overcome these tendencies so you can start achieving your goals--not next week, next month, or next year, but today! Exposes the hidden causes of procrastination, including fear of failure, fear of success, and thrill-seeking Identifies types of procrastinators and helps determine which type describes you Shares surprising information on how factors such as technology and the time of day affect procrastination Examines specific issues related to putting things off in school and at work Shares more than twenty years of research on the causes and consequences of chronic procrastination Written by a psychologist who is an international expert on the subject of procrastination Are you still procrastinating? This take-charge guide will help you stop making excuses and start transforming your life--right now.