It pays to be in the know about mortgages. An expanded and revised version of The Pocket Idiot's Guide to Mortgages, this essential volume covers everything homebuyers and re-financers need to know. Coverage includes an overview of the application process, overcoming qualification hurdles, finding the right type of loan, when and how to refinance to save money, and much more. * Contains the forms readers need as they move through the mortgage process, including a sample application, pre-qualification forms, re-finance worksheets, and mortgage payment and amortization tables * Expanded, larger-format edition * Features all the new, creative mortgage programs that have become popular

From treating cigarette addictions to losing weight, from setting career goals to getting a good night's sleep, this updated second edition by noted psychologist and hypnotherapist Roberta Temes shows how to use hypnosis responsibly to improve one's quality of life. Includes updated step-by-step instructions for self-hypnosis, plus clear explanations of what hypnosis is and how it works, tips for finding a reputable hypnotherapist, tips on solving problems in one's love life, career, health, and more. • First edition is the bestselling book on hypnosis on the market • Revised and updated with more thorough step-by-step instructions for self-hypnosis • Author websites: www.drroberta.com and www.hypnosisbyphone.com "Want to kick a habit or a field goal? The secrets in this book will improve your game and your life." - Bob Reese, Peak Performance Specialist

Dollars and sense. For both general readers and students, The Complete Idiot's Guide® to Economics, Second Edition, clearly explains macroeconomics and microeconomics, covering the dynamics of the markets, consumer behavior, business, budgets and taxation, recession and expansion, unemployment and inflation, fiscal policy, and international trade. This user-friendly second edition also discusses depression, wartime economics, and situational economics such as healthcare and energy. ? With the economy topping the headlines every day, the timing is right for a second edition ? Will appeal to anyone getting an MBA or taking economics courses, as well as general readers who want to learn about economics in terms they can understand

One-stop shopping for all things financial. Personal finances are becoming more and more complex, and this is the only comprehensive reference book on this sprawling subject. Beginning with the basics of financial planning (budgeting, interest, banking, insurance, and debt), this helpful guide goes on to cover everything people need to know about handling just about every aspect of their financial world, including investing, taxes, retirement, estate planning, and more.

It's just good business. The Complete Idiot's Guide® to Business Plans, Second Edition, helps new and existing entrepreneurs create clear, comprehensive, and compelling business plans by walking them through all of the decisions they'll need to make before writing their plans, and then helping them structure and execute their plans to achieve their specific business goals. • According to the Small Business Administration, in 2002 approximately 570,000 new small businesses opened their doors for business, and in 2007, the number rose to 680,000. Data shows that the past three recessions all resulted in significant rises in the number of new small businesses • More than 75 percent of small firms use some form of credit in their start­up or operations

The recipe for a successful restaurant, now revised! In this revised edition, aspiring restaurateurs will find everything they need to know to open a successful restaurant, including choosing a concept and location, creating a business plan, finding the cash, and much more. New content includes information on tips, tip-outs, and reporting for the entire staff, choosing the best POS system, setting up a bar and managing the wine list, and making the bottom line look good long-term. -Restaurants are a high-risk venture, but starting a bar or restaurant is still one of the most popular new business ventures (Cornell Univ/Mich State) -Overall industry sales are projected to hit $476 billion for 2005, a 4.9% increase -The industry employs a workforce of 12.2 million in more than 900,000 restaurants nationwide (National Restaurant Assn.)

It pays to be in the know about mortgages. An expanded and revised version of The Pocket Idiot's Guide to Mortgages, this essential volume covers everything homebuyers and re-financers need to know. Coverage includes an overview of the application process, overcoming qualification hurdles, finding the right type of loan, when and how to refinance to save money, and much more. * Contains the forms readers need as they move through the mortgage process, including a sample application, pre-qualification forms, re-finance worksheets, and mortgage payment and amortization tables * Expanded, larger-format edition * Features all the new, creative mortgage programs that have become popular