No one really likes change... and retirement is about as much of a change as any of us will ever experience. Trying to figure out how you can afford to retire, what you will do with all the extra time and where you will live... stressful stuff. Smells Like Retirement is a guide to help you figure out how to create an amazing retirement - a retirement that will put a smile on your face every single day. Practical steps that will lead you to surprising solutions and put you on a path to the best retirement you can possibly imagine. This insightful book will: Get you thinking about your retirement Get you thinking about a retirement that is extraordinary, and that becomes the best part of your life Give you some tools and ways of thinking that aid decision-making about your future, and get you ready to be retired Give you confidence about your future Give busy people like you a quick read about making retirement decisions

A romantic conflict between three seniors: love, jealousy, and solitude play a major role not only in the life of young people.

Learn to communicate with your dog—using their language “Good reading for dog lovers and an immensely useful manual for dog owners.”—The Washington Post An Applied Animal Behaviorist and dog trainer with more than twenty years’ experience, Dr. Patricia McConnell reveals a revolutionary new perspective on our relationship with dogs—sharing insights on how “man’s best friend” might interpret our behavior, as well as essential advice on how to interact with our four-legged friends in ways that bring out the best in them. After all, humans and dogs are two entirely different species, each shaped by its individual evolutionary heritage. Quite simply, humans are primates and dogs are canids (as are wolves, coyotes, and foxes). Since we each speak a different native tongue, a lot gets lost in the translation. This marvelous guide demonstrates how even the slightest changes in our voices and in the ways we stand can help dogs understand what we want. Inside you will discover: • How you can get your dog to come when called by acting less like a primate and more like a dog • Why the advice to “get dominance” over your dog can cause problems • Why “rough and tumble primate play” can lead to trouble—and how to play with your dog in ways that are fun and keep him out of mischief • How dogs and humans share personality types—and why most dogs want to live with benevolent leaders rather than “alpha wanna-bes!” Fascinating, insightful, and compelling, The Other End of the Leash is a book that strives to help you connect with your dog in a completely new way—so as to enrich that most rewarding of relationships.

When most hear the word “retirement” they dream of what it will look like. Future retirees talk about vacations, relaxing, and taking time to complete jobs they never had time to finish when they worked full-time. Some others may have some financial fears, thinking that they may never be ready; how much is enough? Whatever you think retirement is there are some realities. Since a person can only take so many vacations, eventually you need to determine how to spend your time at home and in your community. This book will provide you a guide to assist you in retirement and ensure your later years have social activities and opportunities to develop relationships within your community. Aspects covered in this book include preventing social isolation, creating social opportunities, and recreation at any age.

In a lighthearted, uplifting, yet practical account, Golson details the year he and his wife spent building their dream house in Mexico for this first fun and informative chronicle of the new trend of retiring south of the border. Photos.

This 2006 book introduces and develops the basic actuarial models and underlying pricing of life-contingent pension annuities and life insurance from a unique financial perspective. The ideas and techniques are then applied to the real-world problem of generating sustainable retirement income towards the end of the human life-cycle. The role of lifetime income, longevity insurance, and systematic withdrawal plans are investigated in a parsimonious framework. The underlying technology and terminology of the book are based on continuous-time financial economics by merging analytic laws of mortality with the dynamics of equity markets and interest rates. Nonetheless, the book requires a minimal background in mathematics and emphasizes applications and examples more than proofs and theorems. It can serve as an ideal textbook for an applied course on wealth management and retirement planning in addition to being a reference for quantitatively-inclined financial planners.

A team of paranormal investigators, a priest and a defrocked priest with a dark secret join forces to combat of a vengeful ancient demon, and the evil spreading throughout a small New York town. Fifty years ago, Father Leo Bonaventura, a young exorcist, cast a demon out from a young boy in Central America. The demon, Asmodeus, vowed revenge. Now the demon has returned, in the same town where Bonaventura is a retired priest nearing the end of his life. In a series of not-so-coincidental events, the possession of a young girl brings together an unlikely group of people, all of whom are linked in their pasts in some way: A group of paranormal investigators, including twin psychics. Robert Lockhart, a defrocked priest with a dark secret that only the twins know. A father whose dead wife was a college girlfriend of Robert’s and once conjured an evil spirit with him through a Ouiji board. Now they must all join forces and help Father Bonaventura rid the town not only of Asmodeus, but also the plague of poltergeists that have followed the demon into our world. FLAME TREE PRESS is the imprint of long-standing Independent Flame Tree Publishing, dedicated to full-length original fiction in the horror and suspense, science fiction & fantasy, and crime / mystery / thriller categories. The list brings together fantastic new authors and the more established; the award winners, and exciting, original voices.