Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Dave Ramsey explains those scriptural guidelines for handling money.

First published in 1913, Richard Parry’s Valuation and Investment Tables has since become an essential tool for students and professionals in the study and practice of valuation and appraisal. The book provides a comprehensive set of some 30 different valuation and investment tables in one volume. In practice today, calculations are required for a variety of purposes which often justify more than one approach. With this in mind, Internal Rates of Return tables have been retained in a modified form. Using these tables, both growth and non-growth scenarios can be analysed for a more detailed appraisal of specific freehold property investments and to provide a basis for more in-depth investment advice. The Life Tables have been removed and replaced with a guide to calculating life interests from up to date census data. Although the tables will be used mainly by students and practising surveyors, they will also be useful to accountants and others concerned with various types of investment and financial calculations. That the book has reached its centenary year and thirteenth edition is a testament to its acclaim by the valuation and property professions in an era of calculators, smartphones and sophisticated spread sheet software and furthermore a tribute to the historical importance of Parry’s original vision and continued legacy. In celebration of this milestone year there will be a limited edition leather slip cased version of the book available.

Finance for Lawyers covers financial calculations which lawyers commonly use: present and future values, annuities, and sinking funds. The book, extensive glossary, calculators and available slides are designed for students new to finance, though more experienced students will also find them useful. They relate calculations to many legal areas with practical problems involving torts, family law, loan amortization, retirement planning and much more. The book and materials also have in-depth coverage of the APR, usury laws, choosing the appropriate interest/discount rate, and the use of life-expectancy tables. The pedagogical approach is problem-oriented, with many practical, real-life exercises illustrating things such as: Computing the present value of lost wages in a wrongful death case. Valuing lottery winnings or a structured settlement. Amortizing a student loan or home loan. Saving for retirement or for a child's education. Computing the lump-sum alimony amount equivalent to periodic payments. Each Lesson (Chapter) has detailed examples/problems (with answers) plus additional interactive practice problems (with available answers) and assignment questions and self-grading quizzes (with answers available to faculty).