My philosophy towards personal finance is that you need to give as much care and attention to your inner wealth and well-being as you do to your budget, spending habits, savings account and net worth. When you get the two areas working in tandem, that's where you'll find your personal financial flow. Do you want to save money but still live well? Are you dealing with a huge student loan or credit-card debt? Feel like you're locked out of the housing market? If so, this book is the answer. Money Matters features links to online tools and a wealth of practical guidance. Now is your chance to: become debt-free save and budget successfully decide whether to rent or buy your first home understand KiwiSaver set out on the path to financial freedom. Money Matters will show you how to live the life you want and still get ahead financially. Find your flow and the money will follow!

In an age where financial systems and markets are constantly evolving, it has become increasingly vital for young people to grasp the fundamentals of personal finance. The landscape of money management is evolving rapidly, with new technologies, investment opportunities, and financial products emerging at a staggering pace. Without a solid understanding of these concepts, people can find themselves vulnerable to financial challenges and setbacks. Financial education is not solely about accumulating wealth, it is also about developing a mindset that promotes financial stability and security. By building a strong foundation of financial knowledge, you can make smarter choices, avoid common pitfalls, and create a solid framework for achieving long-term goals. In this book we take you through the process of money management from cradle to grave.

Being good with money is about getting into good habits and understanding the choices you make. Fully updated to cover the latest financial trends and developments, this book gives you the confidence to plot where your money goes, to know your limits, and to choose the right financial products for a wealthier future. It will help you learn how to analyse your financial situation, isolate problem areas, properly structure your debt, investments and retirement plans, and adopt good money habits whatever your age or financial situation. Once you’ve sorted out your finances you’ll get much more pleasure from the money you spend and the money you save. Discover how to: Make your salary go further Set financial goals and reach them Get out of debt Start an investment portfolio Prepare for the unexpected

My philosophy towards personal finance is that you need to give as much care and attention to your inner wealth and well-being as you do to your budget, spending habits, savings account and net worth. When you get the two areas working in tandem, that's where you'll find your personal financial flow. Do you want to save money but still live well? Are you dealing with a huge student loan or credit-card debt? Feel like you're locked out of the housing market? If so, this book is the answer. Money Matters features links to online tools and a wealth of practical guidance.

This teachers handbook is a comprehensive collection of practical ideas and resources for introducing and developing money concepts with students in a classroom and school environment. It provides teachers with the opportunity to differentiate their student's level of ability and experience with money concepts. The book integrates the mathematical ideas associated with money with societal issues, rather than performing calculations with money.

Are you tired of trying to get through each month, living only to make ends meet? Have you read all the books that promise 'seven steps to financial freedom' but lead you nowhere? Or are you someone who has plenty of money but can't find any satisfaction in life?Money Matters has powerful, yet easy to understand principles that will radically revolutionise your view of money. Best of all you don't need a huge bank balance as a starting point, no matter what your current financial situation, whether rich, poor or anywhere in between, these principles will challenge you to the core resulting in financial freedom and a life of contentment GUARANTEED.