Medical Selection of Life Risks has long been recognised as the reference book on insurance medicine. The fourth edition provides a comprehensive guide to life expectancy for underwriters and clinicians involved in the life insurance industry. Extensively revised and expanded the 4th edition of Medical Selection of Life Risks reflects developments in life and healthcare insurance as well as medicine. There are completely new chapters: on the underwriting of genetic diseases, disability underwriting, impaired lives annuities, musculoskeletal and soft tissue disorders. Several major chapters have been completely re-written, including respiratory, ischemic and congenital heart diseases and oncology. Part I - deals with the principles of life and disability insurance and the logistics of life underwriting. Part II - is devoted to a systematic clinical appraisal of underwriting problems, mainly relating to life insurance but also, where appropriate, to disability, critical illness and long term care insurance.

The fifth edition of this leading reference book on insurance medicine, provides a comprehensive guide to life expectancy for underwriters and clinicians involved in the life insurance industry. Extensively revised and expanded, the new edition reflects developments in life and healthcare insurance as well as medicine.

The fifth edition of this leading reference book on insurance medicine, provides a comprehensive guide to life expectancy for underwriters and clinicians involved in the life insurance industry. Extensively revised and expanded, the new edition reflects developments in life and healthcare insurance as well as medicine.

Relied upon by thousands of physicians, medical directors, underwriters and actuaries worldwide, Medical Selection of Life Risks, is the most trusted reference on medical risk selection ever published. The fourth edition has been completely updated and expanded to include nine new chapters and an increased emphasis on disability insurance. Part 1 covers the operation and principles of underwriting selection/risk identification. Part 2 deals, system by system with detailed methods of risk appraisal for a very wide range of diseases, presenting the latest available medical and comparative mortality information. All the most prominent disease and ailments presenting risks to life are pinpointed from high blood pressure and cardiovascular disorders, to diseases of the blood, kidneys and urinary tract, respiratory disorders, tumors, tropical diseases and AIDS.

This book is a collection of mortality abstracts based on recent follow-up studies on the results of health disorders from the abstracts and articles appearing recently in the Journal of Insurance Medicine. The widely different types of investigators who may have repeated need of outcome data (death or morbid event) in a particular disease or risk factor will find this collection invaluable. Such a collection is valuable not only to users in the insurance industry, but to all physicians and health scientists who are interested in prognosis of chronic diseases, in clinical trials, in cost/benefit questions, in clinical decision-making, and similar fields of inquiry.

A risk factor is anything that increases the risk of disease in an individual.