Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Build a quality home - and save money at every stage of construction! &break;&break; You dream about building a perfect home. But you just don't see any way to come up with that kind of money. &break;&break;So bring down the cost. Be your own general contractor and save on every aspect of building your home. Do some of the easier work yourself and the savings can soar even higher. You can do it without compromising quality. &break;&break;Part-time work, big-time equity! &break;&break; Build Your Dream Home for Less is jammed with construction information, including the smallest money-saving detail. Keep your regular job, work on the side as general contractor, and build in equity as you build your home. &break;&break;Woodson has organized his book to match the progress of your project, from weighing the decision about wearing the general contractor's hat all the way to moving in without marrying anything. Here's just a taste of what you'll find inside: &break;All you need to know about being your own general contractor &break;How to work with materials suppliers &break;What to keep in mind when selecting subcontractors &break;A close, cost-conscious look at each phase of construction &break;Materials options, and pros and cons of each &break;An appendix with sample forms and contracts &break;&break;You dared to dream, dare to try? &break;&break; This is a dollars-and-cents book. And a build-it-right book. You'll learn how to recognize quality at each stage of construction. Build Your Dream Home for Less is the book you need to make your goal a reality.

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Too much debt? Not enough savings? It's time to become a battle-ready financial warrior, prepared to tackle any money challenge. Modeled on the Soldier's Handbook, which is issued to all new U.S. Army recruits, Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth. Financial planner and experienced army veteran Jeff Rose has divided this book into 14 modules, each section covering an essential element of financial success. You will learn how to: Evaluate your position and commit to change Target and methodically eliminate debt Clean up your credit report Create tactical budgets Build emergency savings Invest for the short and long term Determine an affordable mortgage size, insurance needs, and more. Complete with tales from the trenches and useful tools including quizzes, debriefings, and more, Soldier of Finance is the survival guide you need to face down your finances and bring order and prosperity to your life.

-- Covers the subject from land issues, through the entire construction process, all the way to plandng the lawn.-- Contains anecdotes, real life examples, diagrams, applicable political comment and special exposition on such subjects as basic electricity, Radon, energy saving, windows and much more.-- Written for the aspiring home owner, but is equally valuable to building professionals and real estate agents.

Except for remodeling out first home, my wife and I had no experience in building yet dared to built two homes: a custom one for our growing family and, later, one for our retirement. Though the book is well illustrated, it is not a step-by-step instruction on how to build a home, but one well detailed in all phases of construction. . Our retirement home, built with concrete blocks, reinforced with steel, is a more permanent structure. Let me put it this way: it is not an overstatement if I say our retirement home will last thousands of years, one that will have people wondering, who the heck built a Greek temple on a California mountain? We did not go into the project blindly. The key words are research and taking the time to visit building sites. In my work clothes of white shirt and tie and with clipboard for taking note, I was seen by most laborers as a typical office worker doing his tedious job. Please try to be unobtrusive while questioning workers in different stages of construction. Carpenters were helpful in demonstrating the safe use of power tools. Stucco men loved to show off the different textures they created, Spanish lace their favorite. I strongly recommend that my readers visit construction, and please get permission from a job foreman. Good luck.

This New York Times bestselling book is filled with hundreds of fun, deceptively simple, budget-friendly ideas for sprucing up your home. With two home renovations under their (tool) belts and millions of hits per month on their blog YoungHouseLove.com, Sherry and John Petersik are home-improvement enthusiasts primed to pass on a slew of projects, tricks, and techniques to do-it-yourselfers of all levels. Packed with 243 tips and ideas—both classic and unexpected—and more than 400 photographs and illustrations, this is a book that readers will return to again and again for the creative projects and easy-to-follow instructions in the relatable voice the Petersiks are known for. Learn to trick out a thrift-store mirror, spice up plain old roller shades, "hack" your Ikea table to create three distinct looks, and so much more.