The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person.

An authoritative account by preeminent Egyptologist Miroslav Verner covering over 70 of Egypt’s and Sudan’s pyramids, their historical and political significance, updated in a magnificent new edition A pyramid, as the posthumous residence of a king and the place of his eternal cult, was just a single, if dominant, part of a larger complex of structures with specific religious, economic, and administrative functions. The first royal pyramid in Egypt was built at the beginning of the Third Dynasty (ca. 2592–2544 BC) by Horus Netjerykhet, later called Djoser, while the last pyramid was the work of Ahmose I, the first king of the Eighteenth Dynasty (ca. 1539–1292 BC). Nearly two decades have passed since distinguished Egyptologist Miroslav Verner’s seminal The Pyramids was first published. In that time, fresh explorations and new sophisticated technologies have contributed to ever more detailed and compelling discussions around Egypt’s enigmatic and most celebrated of ancient monuments. In this newly revised and updated edition, including color photographs for the first time, Verner brings his rich erudition and long years of site experience comes to bear on all the latest discoveries and archaeological and historical aspects of over 70 of Egypt’s and Sudan's pyramids in the broader context of their more than one-thousand-year-long development. Lucidly written, with 300 illustrations, and filled with gripping insights, this comprehensive study illuminates an era that is both millennia away and vividly immediate.

Previously published by Magna Carta, Baltimore. Published as a set by Genealogical Publishing with the two vols. of the Genealogies in the Library of Congress, and the two vols. of the Supplement. Set ISBN is 0806316691.