Inhaltsangabe:Abstract: The title of this thesis might lead the cursory reader to the assumption that this is another one of countless academic works whose authors have overestimated the prospects of the Internet. However, this paper lays claim to be one of the early few that take a more rational approach to the subject by analyzing the realistic profit potential of online business models. Furthermore, future success factors for finance portals will be discussed and their respective value proposition thoroughly examined. Since the fast moving Internet hype has had to give way to an almost equally swift consolidation of the market, this will prove to be crucial information for any company of the finance industry. Additionally, when taking into account that the oncoming second wave of customers is to be divided amongst the remaining online players, the findings of this thesis will be of eminent relevance for any provider of a financial website. Towards the end of my internship with AOL I was asked to research the required success factors for finance portals as a basis for AOL s finance channel content strategy. Inexperienced Internet-users such as those of the Second Wave are likely to utilize the user-friendly and convenient service of AOL as an ISP. Therefore, it will be of vital importance for AOL to incorporate the above mentioned success factors within their service in order to increase the usage of its finance channel. At this point I would like to thank AOL, not only for the financial, but especially for the professional support, which both have simplified my task to a substantial degree as well as all others who have been kind enough to let me benefit from their knowledge in the field. Inhaltsverzeichnis:Table of Contents: 1.Incipience1 1.1Topic Introduction1 1.2The Second Wave of Customers3 1.3Methodology and Scope4 2.Definitions and Background Information6 2.1Definition of Finance Portals6 2.2Types of Finance Portals6 2.2.1Content Portals7 2.2.2Corporate Portals of Banks and Insurance Companies7 2.2.3Neutral Brokers and Intermediaries8 2.3Providers of Finance Portals8 2.3.1Providers from the Banking Sector9 2.3.2Providers from the Insurance Sector9 2.3.3Providers from the Near-Bank Sector10 2.3.4Providers from the Non-Bank Sector10 2.4Usage of Finance Portals11 2.4.1Technical Prerequisites11 2.4.2General User Information11 2.4.3Usage based upon Demographic Factors12 2.4.4Usage based upon Consumption Behavior and [...]

The basic functions of banking—lending, deposit taking, and making payments—are constant. What changes are the forms banking takes in response to increases in competition, globalizaion, new laws, and emerging technologies. Among the most visible of these changes will be an increase in the consolidation and globalization of banking in the world's major trading countries. Now, prestigious academics and practitioners, including regulators from around the world, join Benton E. Gup in exploring these coming changes—and by doing so, define a global perspective on banking's future. They find that the consolidation of banking will persist on a global scale. Electronic banking in all its forms will increase in importance, and banking in mature economies will be even more different from what it is now in developing economies. While focusing on the financial system in the United States, Gup's panel of contributors also explores financial systems in Europe, Asia, and elsewhere. Like Gup, they predict that a small handful of very large banks will control a disproportionate share of bank assets. Their views provide an unusual survey of current thinking in the domains of banking and finance, and an important source of current information, background, and foresights for banking and finance practitioners, students, and academics.

Many countries around the world are investing a great amount of resources in government IT initiatives. However, few of these projects achieve their stated goals and some of them are complete failures. Therefore, understanding e-government success has become very important and urgent in recent years. In order to develop relevant knowledge about this complex phenomenon, researchers and practitioners need to identify and assess what are the main conditions, variables, or factors that have an impact on e-government success. However, before being able to evaluate these impacts, it is necessary to define what e-government success is and what some e-government success measures are. This book presents a review of both e-government success measures and e-government success factors. It also provides empirical evidence from quantitative analysis and two in-depth case studies. Although based on sound theory and rigorous empirical analysis, the book not only significantly contributes to academic knowledge, but also includes some practical recommendations for government officials and public managers. Theoretically, the book proposes a way to quantitatively operationalize Fountain’s enactment framework. Based on the institutional tradition, the technology enactment framework attempts to explain the effects of organizational forms and institutional arrangements on the information technology used by government agencies. According to Fountain (1995; 2001) the technology enactment framework pays attention to the relationships among information technology, organizations, embeddedness, and institutions. This framework is very well known in the e-government field, but is normally used for qualitative analysis and there is no previous proposal of how to use it with quantitative data. The book proposes variables to measure each of the different constructs in this framework and also tests the relationships hypothesized by Fountain’s theory. Finally, using the advantages of the selected quantitative analysis technique (Partial Least Squares), the study also proposes some adjustments and extensions to the original framework in a theory building effort. Methodologically, the book reports on one of the first multi-method studies in the field of e-government in general and e-government success in particular. This study uses a nested research design, which combines statistical analysis with two in depth case studies. The study begins with a statistical analysis using organizational, institutional, and contextual factors as the independent variables. An overall score representing e-government success in terms of the functionality of state websites is the dependent variable. Second, based on the statistical results two cases are selected based on their relative fitness to the model (residuals) and their position in the general ranking of website functionality (which includes four different measures). In order to complement the results of the statistical analysis, case studies were developed for the two selected states (New York and Indiana), using semi-structured interviews and document analysis. In terms of the statistical analysis, the book constitutes one of the first applications of Partial Least Squares (PLS) to an e-government success study. PLS is a structural equations modeling (SEM) technique and, therefore, allows estimating the measurement model and the structural model simultaneously. The use of this sophisticated statistical strategy helped to test the relationships between e-government success and different factors influencing it, as well as some of the relationships between several of the factors, thus allowing exploring some indirect effects too.

BREAKING NEWS: Banks Fined $1.9 Billion by Regulators for Rigging Lending Rates (and 30 more being investigated.)UBS: Switzerland's biggest bank, and Barclays Bank were found guilty and ordered to pay $1.9 billion to U.S., U.K. and Swiss regulators for trying to rig global interest rates. –Bloomberg News, December 21, 2012. Unethical behavior by the world's leading banking institutions contributed to the $10 trillion global financial meltdown. But there is so much more to this historic story… The International Financial Crisis: 2007–2010: TIPPING POINTS A ground-breaking book by Dr Philip Gordon, Ph.D detailing the origins, impacts and complexity of the International Financial Crisis. Dr Gordon provides a unique perspective on the dynamics of this worldwide “economic epidemic” and an innovative Tipping Point Theory methodology for analyzing (and predicting) global events, that are in many ways, influenced by media. Dr Philip Gordon, Ph.D was awarded his doctorate (with honors) from the Centre d'Etudes Diplomatiques et Strategigues (CEDS) - Paris, France and MS while on a full-fellowship from Johns Hopkins University - Baltimore, Maryland. Dr. Gordon has published many books and articles on International Theory and Relations (Blue Matrix Publications) and currently lives in Burgundy, France with his wife and two sons. Review Comments:"The genius of the formulation of Tipping Point Theory is that it takes explicit account of the role of social media and the internet at facilitating bifurcations and promoting dynamical instability. In effect, we have trimmed a few feet of tail off the kite. As a reader, I was informed and educated as to the factors which conspire to influence stability / instability in complex social systems. …the book does a good job of making sense of past bifurcations and dynamical instabilities, namely political instability, our perception of global climate change, and international economic crises…My compliments on a truly insightful Media Tipping Points." -Prof. Dr.(med.) Peter S. Geissler, A.B., B.S., M.S., M.Phil., Ph.D. (Yale)M.A., M.Eng., M.S., Ph.D., M.S., M.D., M.Phil.(Cantab) "The application of the tipping point theory qualitative ratio analysis to media and global events, particularly the financial crisis, is a fascinating one." -Dr. Serge Besanger, PhD Expert, International Monetary Fund“…very interesting application (of the Tipping Point Theory)…potential opportunity for predicting other global events, i.e.: Egyptian crisis and perhaps, even terrorism activities.”-Dr. Adam AJLANI, PhDProfessor, Sciences Politic and Political Consultant, France TV1“…a mass undertaking (very motivated) of how (we) as a society can become aware of future global events. Excellent!”-Dr. Derek EL ZEIN, PhDProfessor, Avocat, Expert: Communications“…very innovative approach to modeling three very complex studies for comparison. Well-suited for similar types of analysis.”-Dr. Emmanuel CAULIER, PhDProfessor and Expert: International Political Relations, Avocat“A truly fascinating book that (teaches) a whole new way of thinking about major events and how the media can influence them. - Being a political junkie I was heavily into the media coverage of the global financial melt-down both via TV and the blogosphere…I now find myself looking for the tipping points and stickiness factors as other key events unfold. Usually, I have trouble reading, theoretical books but this one was an easy read and if you want supporting data then the references are there. This could become a solid reference for those in the media who truly want to understand what they are reporting. Highly recommended and I look forward to Dr. Gordon's ongoing analysis of (future) events.”-Dr. Ralph Moorhouse, Ph.D. Political junkie, Expert: natural polymers for industries

[Informatique].

The executive director of architect services at InfoImage gives readers an inside look at enterprise portals, the new technology that gives employees one-stop access to all their company's information resources.

Creating Value in Financial Services is a compilation of state-of-the-art views of leading academics and practitioners on how financial service firms can succeed in today's competitive environment. The book is based on two conferences held at New York University: the first, `Creating Value in Financial Services', held in March 1997, and the second, `Operations and Productivity in Financial Services', in April 1998. The book is essentially designed to be a compendium of leading edge thinking and practice in the management of financial services firms. There is no book today that has this focus. It contains ideas that can apply to other service industries. Topics addressed are increasingly important worldwide as the financial services industries consolidate and search for innovative new directions and ways to create value in a fiercely competitive environment.