Family child care providers will learn how to formulate and use a business plan. Includes a step-by-step guide to write a business plan and information on how to effectively use it.

The most up-to-date and reliable record-keeping resource for home-based family child care providers

Family child care business owners will learn how to reduce their expenses and earn more money, handle special financial situations, and understand the basic principles of retirement planning, whether just starting out or an experienced provider.

An easy-to-use log enabling family child care providers to track the furniture, appliances, and other items used in their businesses.

Family Child Care Contracts and Policies, Fourth Edition offers the most up-to-date tools for family child care providers to establish and enforce contracts and policies. Topics include, how to establish good business relationships with parents, what to look for before signing contracts with parents, what information is vital to include in contracts and policies, how to prevent conflicts with parents over contracts and policies, when and how to end a contract. Updates to the new Fourth Edition include offering and charging for part-time care and extended care rates and policies for child care during the summer months expanded advice for how to handle siblings and family discounts expanded advice on charging for vacation time how to handle parent objections to paying for care when a child stays home information on bad-weather policies advice on how to deal with parents visiting during program hours caring for children who aren’t immunized expanded advice for how to turn down a client updated information on comparing income to minimum wage expanded advice for how enforce polices that previously weren’t enforced

This book covers everything home-based family child care providers need to keep accurate business records—from tracking income and expenses to working with a tax professional. It includes: More than 1,000 allowable deductions Clarifications on how to calculate the Time-Space percentage Descriptions of new tax laws and relevant court cases An in-depth discussion on how to keep business records organized and current Este libro cubre todo lo que un proveedor de cuidado infantil en casa necesita para mantener en registro de negocio al día—desde cómo mantener un seguimiento exacto de los ingresos y gastos, hasta trabajar con un profesional de impuestos. El libro incluye: Más de 1,000 deducciones permitidas Clarificaciones en como calcular el porcentaje de Tiempo-Espacio Descripciones de las nuevas leyes de impuestos y casos en la corte relevantes Una discusión a fondo de cómo mantener archivos de negocio al día y organizados

A practical approach to affording your kids from cradle to college. Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance • Best weigh your child-care options and decide whether to go back to work • Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work • Manage your family’s health-care costs • Save for long-term costs by setting up a college fund • Spend smart and save money at every stage of your child’s development • Continue to contribute to your own retirement savings From maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.