This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Desde el comienzo de la evolucin de la humanidad, el ser humano ha estado buscando tesoros escondidos en todas partes. Algo que los haga felices y constantemente complete sus vidas. Desafortunadamente la mayora de las personas busca estos tesoros en el mundo exterior enfocndose ms en el fruto, que en la raz de donde viene el tesoro. Buscando tanto la felicidad como la satisfaccin a travs de las cosas materiales y enfocando as sus esfuerzos en alcanzar metas vacas que no estan alineadas con sus valores internos. La realidad es que todos los tesoros que buscamos se encuentran escondidos dentro de nosotros y es nuestra responsabilidad el encontrarlos y aprovecharlos al mximo. En este libro usted encontrar una serie de guas y pasos que han sido diseados en una secuencia especfica para ayudarle a encontrar y vivir una vida con propsito. El mismo contiene principios de crecimiento personal fundamentales, que fueron organizados secuencialmente para ayudarte a crecer y pensar diferente. Fue diseado para iluminar y mejorar el estilo de vida de cualquier persona no importa el nivel de educacin al que pertenezca. Espero que esta gua les provea la direccin y el enfoque necesario para alcanzar tanto tus metas personales como profesionales y que los ayude a desarrollar su inters por el mundo del aprendizaje continuo.

Higher education institutions (HEIs) are providers of knowledge and competencies. HEIs are very important to the development of society and the regions they impact geographically. The current uncertainty and challenges require new ways of educating. They require the use of new pedagogical tools that prepare students to deal with real and future problems, train them to deliver solutions, help them to analyze challenges and create future scenarios, and engage them in collaborative work toward the creation of innovation. Collaborative work between small and medium-sized enterprises (SMEs) and HEIs broadens networking, stimulates research, accelerates innovation, and nurtures regional development. The Impact of HEIs on Regional Development: Facts and Practices of Collaborative Work With SMEs shares the best practices of implemented co-creation innovation processes by HEIs. It describes the pedagogical processes and tools used to respond to SME challenges. Covering topics such as innovation co-creation networks, sustainable development, and teaching entrepreneurship, this premier reference source is an excellent resource for policymakers, administrators, educators and students of higher education, practitioners, librarians, researchers, and academicians.

Accounting and finance are common terms for users of financial information. Nowadays the reporting of financial as well as non-financial information of an entity, and efficiency in the banking system, are considered to be important issues by creditors, investors, and managers of financial markets.Over four sections this book addresses topics including national accounting standards and financial statement disclosure; foreign direct investment and the roles of accounting valuations and earnings management during the global financial crisis; and bankruptcy risk, banking efficiency, and debt restructuring in the United Nations General Assembly Resolution.

¿Sabes de qué se encarga la SBS y qué es? En esta historieta aprenderás de manera entretenida las funciones de la SBS y cuál es su rol.

Artificial intelligence (AI) and robotics have boomed in the 21st century. These emerging and disruptive technologies are immersed in our lives, from apps in mobile devices, the purchases we make on the internet streaming platforms, and even court decisions and predictive policing. Together with science and certain needs, relevant implementations of AI and robotics arise, related to its transparency, resulting in biases, the kinds of applications that can be implemented, and the degree of workforce replacement in decision-making assistance. It is essential to analyze the widely used AI techniques, the application of these technologies in different sectors, the implications of AI and robotics on society and welfare, and more. The Handbook of Research on Applied Artificial Intelligence and Robotics for Government Processes presents state-of-the-art research on AI and robotics in different fields of knowledge, its benefits, applications, and implications. It features chapters containing theoretical and practical research that analyzes the transparency and expandability of AI in different fields, as well as the analysis of unexpected results, biases, and cases of discrimination. Covering topics such as criminal intelligence, artificial intelligence-based chatbots, and gender violence, this major reference work is an excellent resource for government officials, practitioners in the public sector, business administrators and managers, IT professionals, law enforcement, federal agencies, students and faculty of higher education, researchers, and academicians.

De cero a inversionista es una guía paso a paso que te va a llevar de la mano durante el proceso para convertirte de cero a inversionista. Aprenderás a ahorrar, acabar con tus deudas, crear un fondo que te va a permitir afrontar emergencias, definir tus metas financieras de una manera que te va a asegurar que se cumplan.Una vez que tengas estas bases vas a estar listo para conocer la gran variedad de instrumentos de inversión que existen en México, empezaremos con los más sencillos y poco a poco conocerás instrumentos más complejos hasta que tengas un amplio panorama del mundo de las inversiones.Vas a contar con las herramientas para armar tu portafolio de inversiones seleccionando los instrumentos que se adapten al perfil de inversionista que vas a definir a lo largo de libro.También vas a conocer cómo puedes protegerte de estafas, las organizaciones que regulan el sistema financiero mexicano y lo más importante, los impuestos, conoce a detalle qué tipo de obligaciones fiscales te van a generar las inversiones y cómo puedes cumplirlas.Incluso vas a conocer estrategias fiscales para pagar menos impuestos legalmente, lo cuál va a ayudarte a ganar más dinero con tus inversiones.Si quieres aprender sobre inversiones en México a detalle este es el libro que necesitas.El libro se conforma de 233 páginas y se divide en los siguientes capítulos:Capítulo 1: Aprende a AhorrarCapítulo 2: Acaba con tus DeudasCapítulo 3: Fondo de EmergenciaCapítulo 4: La inflaciónCapítulo 5: Estableciendo Metas FinancierasCapítulo 6: El interés CompuestoCapítulo 7: Riesgos al invertirCapítulo 8: Calculando los RendimientosCapítulo 9: Tu perfil de inversionistaCapítulo 10: Instrumentos de Renta FijaCapítulo 11: Instrumentos de Renta VariableCapítulo 12: Invertir para el retiroCapítulo 13: Estafas Comunes e Inversiones de Alto RiesgoCapítulo 14: Creando un portafolio bien diversificadoCapítulo 15: Impuestos en las inversiones