Millions of free financial aid dollars go unclaimed every year. Most types of free money are available as private grants & scholarships which many students can never locate. This comprehensive two-part financial aid program specializes in helping college students receive their share of the free money. It is the most current guide to finding financial aid on the market today. Up-to-date, detailed information is also included for both current & all newly established state & federal aid programs, including President Clinton's Federal Aid Reform bill. The financial aid application procedures are made simpler with step-by-step instructions, sample application forms, & a timetable of important deadlines. Toll-free phone numbers & addresses of federal & state financial aid institutions are all found in this attractive 333-page program. Students use an exclusive, easy-to-use cross-referencing system to match themselves to thousands of private scholarships & grants according to their college major(s), ethnic background, student activities, & parental affiliations. Special essay writing tips & samples of actual essays from money winners are included, too. Supplemental information designed for high school juniors & seniors helps them locate financial aid & scholarships before starting college.