Offers drill questions, listening exercises, and a full-length simulated TOEFL exam.

Students get all the prep they need to ace the Test of English as a Foreign Language with a full-length simulated TOEFL iBT test with accompanying audio sections (available both on included CD and as streaming files online), thorough reviews of core topics, and proven strategies for tackling tough questions. Original.

The official guide from the makers of the TOEFL to ensure your exam success! The Official Guide to the TOEFL® iBT is the leading guide to the most widely accepted English-language proficiency test in the world--the TOEFL test. Written by ETS, the makers of the test, this book includes two real full-length TOEFL tests for practice, as well as explanations of every section of the test and information on what is expected of you for every speaking and writing task. You will learn how to construct your answers and integrate the four skills needed to demonstrate academic English-language proficiency: reading, listening, speaking and writing. The accompanying CD-ROM provides on-screen interactive versions of both real TOEFL tests in the book, just like the one you will encounter on test day.

A complete all-in-one guide with sample tests and free website support Students practice integrating speaking, listening, and writing skills to demonstrate college-level English proficiency Follow-up to the bestselling Official Guide to the New TOEFL® iBT with audio CD 6,000 institutions in 100 countries, including virtually all colleges and universities in the U.S. and Canada, require foreign students to take this test, creating a market of more than 825,000 students annually Book includes more than 500 real TOEFL questions, as well as explanations of every section of the exam

HOW IS THIS TOEFL BOOK DIFFERENT? This TOEFL book is different because it uses an integrated vocabulary learning system called recycling. Recycling is simple. Each exercise is divided into four quizzes. Quiz 1, a multiple-choice vocabulary quiz, introduces ten new words. Next, you will do Quiz 2, which is a sentence-completion quiz based on the ten words in Quiz 1. Next, you will do Quiz 3, a spelling quiz. The speaker in the audio will say the same ten words in turn. You will then have ten seconds to spell each word by saying it and typing it. Finally, you will do Quiz 4, which is a 60-word typing test based on the ten new words you have been recycling through Quizzes 1, 2 and 3, plus words, phrases and idioms recycled from previous exercises. BONUS MATERIAL Learn essential rhetorical strategies and a test-proven way to develop opinion-based and fact-based TOEFL essays.

Includes seven model TOEFL iBT tests with answer explanations and sample writing and speaking responses, academic skill reviews, and more.The CD-ROM presents iBT versions of the book s 7 TOEFL practice tests plus a bonus TOEFL iBT, and more. The two MP3 CDs contain the audio for all practice exercises and the seven model exams."

The substantially revised fifth edition of a textbook covering the wide range of instruments available in financial markets, with a new emphasis on risk management. Over the last fifty years, an extensive array of instruments for financing, investing, and controlling risk has become available in financial markets, with demand for these innovations driven by the needs of investors and borrowers. The recent financial crisis offered painful lessons on the consequences of ignoring the risks associated with new financial products and strategies. This substantially revised fifth edition of a widely used text covers financial product innovation with a new emphasis on risk management and regulatory reform. Chapters from the previous edition have been updated, and new chapters cover material that reflects recent developments in financial markets. The book begins with an introduction to financial markets, offering a new chapter that provides an overview of risk—including the key elements of financial risk management and the identification and quantification of risk. The book then covers market participants, including a new chapter on collective investment products managed by asset management firms; the basics of cash and derivatives markets, with new coverage of financial derivatives and securitization; theories of risk and return, with a new chapter on return distributions and risk measures; the structure of interest rates and the pricing of debt obligations; equity markets; debt markets, including chapters on money market instruments, municipal securities, and credit sensitive securitized products; and advanced coverage of derivative markets. Each chapter ends with a review of key points and questions based on the material covered.