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Excerpt from The Consumer Reporting Reform Act of 1993 S. 783: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, First Session on S. 783 to Correct Abuses Involving Credit Reporting Systems, Denying Consumers Jobs, Credit, Housing, and the Right To But before we get carried away, I want to just point out that the taxpayers, the business people, and the consumers who buy things at the store will ultimately pay the cost of the legislation, just as they pay the cost of all Government regulations. A recent study by Dr. Thomas Hopkins, professor of economics at the Rochester Institute of Technology, puts yearly paperwork and compliance cost of Federal regulations at $500 billion, $5700 per household every year just for complying with regulations. So what I want to know from the witnesses is simple - how much is the bill going to cost? How many more regulations will be needed to enforce it? And let's level with the people that somebody has to pay for everything we enact here. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

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