Closed Doors, Opportunities Lost

Closed Doors, Opportunities Lost
Title Closed Doors, Opportunities Lost PDF eBook
Author John Yinger
Publisher Russell Sage Foundation
Pages 465
Release 1995-12-07
Genre Social Science
ISBN 1610445627

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"Yinger writes as if four decades of protest and progressive legislation have barely altered the terrain upon which minority Americans struggle for equality. He's right....Yinger figures that housing discrimination costs black homebuyers $5.7 billion and Hispanic homebuyers $3.4 billion every three years." —Washington Monthly Nearly three decades after the passage of the Fair Housing Act, illegal housing discrimination against blacks and Hispanics remains rampant in the United States. Closed Doors, Opportunities Lost reports on a landmark nationwide investigation of real estate brokers, comparing their treatment of equally qualified white, black, and Hispanic customers. The study reveals pervasive discrimination. Real estate brokers showed 25 percent fewer homes to the minority buyers, and loan agencies were 60 percent more likely to turn down minority applicants. Realtors and lenders also charged higher prices to minority buyers, withheld or gave insufficient financial and application information, and showed them homes only in non-white neighborhoods. Residents of minority neighborhoods faced further difficulties trying to sell their homes or obtain housing credit and homeowner's insurance. Economist John Yinger provides a lucid account of these disturbing facts and shows how deeply housing discrimination can affect the living conditions, education, and employment of black and Hispanic Americans. Deprived of residential mobility and discouraged from owning their own homes, many minority families are unable to flee stagnant or unsafe neighborhoods. Two thirds of black and Hispanic children are concentrated in high-poverty schools where educational achievement is low and dropout rates are high. The employment possibilities for minority job-seekers are diminished by the ongoing movement of jobs from the cities to the suburbs, where housing discrimination is particularly severe. Altogether, these effects of housing discrimination create a vicious cycle—discrimination imposes social and economic barriers upon blacks and Hispanics, and the resulting hardships fuel the prejudice that leads whites to associate minorities with neighborhood deterioration. Closed Doors, Opportunities Lost provides a history of fair housing and fair lending enforcement and joins the intense debate about integration policy. Yinger proposes a bold, comprehensive program that aims not only to end discrimination in housing and mortgage markets but to reverse their long-term effects by stabilizing poorer neighborhoods and removing the stigma of integration. He urges reforms to strengthen the enforcement powers of HUD and other agencies, provide funding for poor and integrated schools, encourage local housing and race-counseling programs, and shift income tax breaks toward low-income homebuyers. Closed Doors, Opportunities Lost provides valuable insight into the causes, extent, and consequences of housing discrimination—undeniably one of America's most vexing and important problems. This volume speaks directly to the ongoing debate about the nature and causes of poverty and the underclass, civil rights policy, the Community Reinvestment Act, and the plight of our nation's cities.

Closed Doors, Opportunities Lost

Closed Doors, Opportunities Lost
Title Closed Doors, Opportunities Lost PDF eBook
Author John Yinger
Publisher Russell Sage Foundation
Pages 464
Release 1995-12-07
Genre Social Science
ISBN 9780871549679

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"Yinger writes as if four decades of protest and progressive legislation have barely altered the terrain upon which minority Americans struggle for equality. He's right....Yinger figures that housing discrimination costs black homebuyers $5.7 billion and Hispanic homebuyers $3.4 billion every three years." —Washington Monthly Nearly three decades after the passage of the Fair Housing Act, illegal housing discrimination against blacks and Hispanics remains rampant in the United States. Closed Doors, Opportunities Lost reports on a landmark nationwide investigation of real estate brokers, comparing their treatment of equally qualified white, black, and Hispanic customers. The study reveals pervasive discrimination. Real estate brokers showed 25 percent fewer homes to the minority buyers, and loan agencies were 60 percent more likely to turn down minority applicants. Realtors and lenders also charged higher prices to minority buyers, withheld or gave insufficient financial and application information, and showed them homes only in non-white neighborhoods. Residents of minority neighborhoods faced further difficulties trying to sell their homes or obtain housing credit and homeowner's insurance. Economist John Yinger provides a lucid account of these disturbing facts and shows how deeply housing discrimination can affect the living conditions, education, and employment of black and Hispanic Americans. Deprived of residential mobility and discouraged from owning their own homes, many minority families are unable to flee stagnant or unsafe neighborhoods. Two thirds of black and Hispanic children are concentrated in high-poverty schools where educational achievement is low and dropout rates are high. The employment possibilities for minority job-seekers are diminished by the ongoing movement of jobs from the cities to the suburbs, where housing discrimination is particularly severe. Altogether, these effects of housing discrimination create a vicious cycle—discrimination imposes social and economic barriers upon blacks and Hispanics, and the resulting hardships fuel the prejudice that leads whites to associate minorities with neighborhood deterioration. Closed Doors, Opportunities Lost provides a history of fair housing and fair lending enforcement and joins the intense debate about integration policy. Yinger proposes a bold, comprehensive program that aims not only to end discrimination in housing and mortgage markets but to reverse their long-term effects by stabilizing poorer neighborhoods and removing the stigma of integration. He urges reforms to strengthen the enforcement powers of HUD and other agencies, provide funding for poor and integrated schools, encourage local housing and race-counseling programs, and shift income tax breaks toward low-income homebuyers. Closed Doors, Opportunities Lost provides valuable insight into the causes, extent, and consequences of housing discrimination—undeniably one of America's most vexing and important problems. This volume speaks directly to the ongoing debate about the nature and causes of poverty and the underclass, civil rights policy, the Community Reinvestment Act, and the plight of our nation's cities.

Closed Doors

Closed Doors
Title Closed Doors PDF eBook
Author Lisa O'Donnell
Publisher Random House
Pages 260
Release 2013-07-04
Genre Fiction
ISBN 1448165210

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A powerful tale of love, the loss of innocence and the importance of family in difficult times by the acclaimed author of The Death of Bees, winner of the Commonwealth Book Prize 2013. ‘There are no strangers in Rothesay, Michael. Everyone knows who you are and always will. It’s a blessing but it’s also a curse.’ Eleven-year-old Michael Murray is the best at two things: keepy-uppies and keeping secrets. His family think he’s too young to hear grown-up stuff, but he listens at doors; it’s the only way to find out anything. And Michael’s heard a secret, one that might explain the bruises on his mother’s face. When the whispers at home and on the street become too loud to ignore, Michael begins to wonder if there is an even bigger secret he doesn’t know about. Scared of what might happen if anyone finds out, and desperate for life to return to normal, Michael sets out to piece together the truth. But he also has to prepare for the upcoming talent show, keep an eye out for Dirty Alice, his arch-nemesis from down the street, and avoid eating Granny’s watery stew. Closed Doors is the startling new novel from the acclaimed author of The Death of Bees. It is a vivid evocation of the fears and freedoms of childhood in the 1980s and a powerful tale of love, the loss of innocence and the importance of family in difficult times.

Planning in the USA

Planning in the USA
Title Planning in the USA PDF eBook
Author J. Barry Cullingworth
Publisher Routledge
Pages 548
Release 2013-12-05
Genre Architecture
ISBN 1136456910

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This extensively revised and updated fourth edition of Planning in the USA continues to provide a comprehensive introduction to the policies, theory and practice of planning. Outlining land use, urban planning, and environmental protection policies, this fully illustrated book explains the nature of the planning process and the way in which policy issues are identified, defined, and approached. This full colour edition incorporates new planning legislation and regulations at the state and federal layers of government, updated discussion on current economic issues, and examples of local ordinances in a variety of planning areas. Key updates include: a new chapter on planning and sustainability; a new discussion on the role of foundations and giving to communities; a discussion regarding the aftermath of Katrina in New Orleans; a discussion on deindustrialization and shrinking cities; a discussion on digital billboards; a discussion on recent comprehensive planning efforts; a discussion on land banking; a discussion unfunded mandates; a discussion on community character; a companion website with multiple choice and fill the blank questions, and ‘test yourself’ glossary terms. This book gives a detailed account of urbanization in the United States and reveals the problematic nature and limitations of the planning process, the fallibility of experts, and the difficulties facing policy-makers in their search for solutions. Planning in the USA is an essential book for students, planners and all who are concerned with the nature of contemporary urban and environmental problems.

America in Black and White

America in Black and White
Title America in Black and White PDF eBook
Author Stephan Thernstrom
Publisher Simon and Schuster
Pages 708
Release 2009-07-14
Genre Social Science
ISBN 1439129096

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In a book destined to become a classic, Stephan and Abigail Thernstrom present important new information about the positive changes that have been achieved and the measurable improvement in the lives of the majority of African-Americans. Supporting their conclusions with statistics on education, earnings, and housing, they argue that the perception of serious racial divisions in this country is outdated -- and dangerous.

Where We Live Now

Where We Live Now
Title Where We Live Now PDF eBook
Author John Iceland
Publisher Univ of California Press
Pages 238
Release 2009-03-04
Genre Social Science
ISBN 0520257626

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"In Where We Live Now, John Iceland documents the levels and changes in residential segregation of African Americans, Hispanics, and Asian Americans from Census 2000. Although the concentration of new immigrants in neighborhoods with more co-ethnics temporarily increases segregation, there is a clear trend toward lowered residential segregation of native born Hispanics and Asians, especially for those with higher socioeconomic status. There has been a modest decrease in black-white segregation, especially in multi-ethnic cities, but African Americans, including black immigrants, continue to experience much higher levels of housing discrimination than any other group. These important findings are clearly explained in a well written story of the continuing American struggle to live the promise of E Pluribus Unum."—Charles Hirschman, University of Washington "Where We Live Now puts on dazzling display all the virtues of rigorous social science to go beyond mere headlines about contemporary American neighborhoods. Iceland's book reveals much more complex developments than can be summarized in a simple storyline and dissects them with admirable precision to identify their dynamics and implications. The reader comes away with a more sophisticated understanding of the ways in which residential patterns are moving in the direction of the American ideal of integration and the ways in which they come grossly short of it."—Richard Alba, co-author of Remaking the American Mainstream "A unique work that takes on immigration, race and ethnicity in a novel way. It presents cutting-edge research and scholarship in a manner that policy makers and other nonspecialist social scientists can easily see how the trends he examines are reshaping American life."—Andrew A. Beveridge, Queens College and the Graduate Center of City University of New York “This is the new major book about racial residential segregation; one that will influence research in this field for several decades. Using new measures, John Iceland convincingly shows that the Asian and Hispanic immigrants who are arriving in large numbers gradually adopt the residential patterns of whites. The presence of many immigrants, he demonstrates, is also linked to declining black-white segregation. His analysis shows that the era of 'white flight' has ended since many racially mixed neighborhoods now are stable over time. This careful analysis cogently explains how race, economic status, nativity and length of residence in the United States contribute to declining residential segregation. Future investigators who conduct research about racial and ethnic residential patterns will begin by citing Iceland's Where We Live Now.”—Reynolds Farley, Research Scientist, University of Michigan Population Studies Center "Where We Live Now is both a very timely and highly significant study of changes in living patterns among racial/ethnic groups in the United States, showing how such groups are being affected by immigration, and what this means for racial/ethnic relations today and tomorrow. This book is a must-read for all persons interested in the country's new diversity."—Frank D. Bean, Director, Center for Research on Immigration "In Where We Live Now, John Iceland paints a clear yet nuanced picture of the complex racial and ethnic residential landscape that characterizes contemporary metropolitan America. No other book of which I am aware places residential segregation so squarely or effectively in the context of immigration-fueled diversity. Thanks to its rare blend of theoretical insight, empirical rigor, and readability, Where We Live Now should appeal to audiences ranging from research and policy experts to undergraduate students."—Barrett Lee, Professor of Sociology and Demography, Pennsylvania State University

The Black Professional Middle Class

The Black Professional Middle Class
Title The Black Professional Middle Class PDF eBook
Author Eric S. Brown
Publisher Routledge
Pages 237
Release 2013-11-07
Genre Social Science
ISBN 1135125759

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Through an in-depth case study of the black professional middle class in Oakland, this book provides an analysis of the experiences of black professionals in the workplace, community, and local politics. Brown shows how overlapping dynamics of class formation and racial formation have produced historically powerful processes of what he terms "racialized class formation," resulting in a distinct (and internally differentiated) entity, not merely a subset of a larger professional middle class.