Smith describes how everyday people have turned their salaries into real personal wealth. The principles have made one in 20 people into millionaires already.

Government employees do become millionaires! You may work for the government your entire life, but if you follow a few key steps in handling your time, your money, and your education you can become a millionaire. This book will describe how everyday people have turned their salary into real personal wealth. It requires wise decisions, not reckless risk taking. This is the path to wealth that thousands of normal government employees have taken in the past and that you can follow as well. Begin today to follow the principles that have made employees into millionaires.

Not everyone is cut out to be an entrepreneur. Many of us are happy to have a job, we just want a better job, one that fulfills us, makes us wealthy, and brings us satisfaction.Still, income is now permanently going down versus inflation for the average employee. Industry, knowledge, and management are all being outsourced cheaply to other countries or to technology. Many people mistakenly think that the solution is entrepreneurship. That "entrepreneurship is the pathway to riches". This is not true. Being an entrepreneur does have great upside but also it has a well-known rate of failure of 85%. There is no way to predict your way out of that 85%. 85% of ALL startups fail. The solution is to become a rich employee with the mindset and techniques described in this book. This is the first book ever to detail how one can become a The Rich Employee in our times. And there is more: companies in this new century will only succeed if they encourage their employees to develop a Rich Employee mindset. Written by the author of "The Choose Yourself Guide to Wealth" which USA Today has called "One of the 12 Best Business Books of All Time" and also the author of WSJ and USA Today bestseller "Choose Yourself" which Forbes recently called one of the "Top Five Books Every Entrepreneur Must Read", this book gives you the tools to find satisfaction, meaning, and true wealth as a rich employee.

10TH ANNIVERSARY EDITION Is the financial plan of mediocrity -- a dream-stealing, soul-sucking dogma known as "The Slowlane" your plan for creating wealth? You know how it goes; it sounds a lil something like this: "Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich." The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This impotent financial gamble dubiously promises wealth in a wheelchair -- sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn't tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece for your family's financial plan? Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to "settle-for-less" and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young. Why most entrepreneurs fail and how to immediately put the odds in your favor. The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you. The leading cause of poorness: Change this and you change everything. How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match. Why the guru's grand deity - compound interest - is an impotent wealth accelerator. Why the guru myth of "do what you love" will most likely keep you poor, not rich. And 250+ more poverty busting distinctions... Demand the Fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

Inspired by the true story of a flight with Sir Richard Branson,Millionaire Upgrade blows the lid off the accepted beliefthat successful entrepreneurs are a breed apart, possessing somespecial magic. Through the combined wisdom of interviews with 50 self-mademillionaire entrepreneurs, this book takes you on your own personalmaster class in success, as experienced through the eyes of Tom, afrustrated employee who is upgraded on a long haul flight, andfinds himself sitting next to self made millionaire Michael. Duringthe flight Michael shares the science and secrets behind his ownsuccess. Better than any in-flight movie, Millionaire Upgrade getsyou inside the minds of successful entrepreneurs and self-mademillionaires giving you the inside track on how they think andact. Praise for Millionaire Upgrade: "It took me a long time to learn this stuff—I wishI’d been on that plane 30 years ago!" —Simon Woodroffe - YO! Sushi & Dragons Den "The principles of success apply equally whether you are anaspiring entrepreneur, chief executive of a large plc or simplylooking for inspiration for your own personal life. Here’swhere you start, by reading this book." —Allan Leighton - Chairman, Royal Mail "If you want a toolkit to help you become a successfulentrepreneur, read this book. Then put it into practice." —Duncan Bannatyne - Bannatyne Leisure & DragonsDen "Everything in business is a learning experience. I should know!I'd recommend all would-be entrepreneurs to read this book and beinspired to boldly set out on your own entrepreneurial journey. Youwon't regret it." —Rachel Elnaugh – Red Letter Days and Dragons'Den "It is refreshing to find a book that describes the keydifference between the entrepreneur and the rest – attitude.So often in life a cigarette paper’s thickness separatessuccess from failure and Richard has written a book that perfectlycaptures this and suggests a way of thinking that can transform thetin of dog food into a thoroughbred racehorse." —Tim Smit - Eden Project "Millionaire Upgrade captures the essence of what it takes to besuccessful in anything you choose to do. The rules of success aretimeless and simply explained so you can apply them in your ownbusiness or personal life." —BJ Cunningham - Founder of Death Cigarettes "In Millionaire MBA, Richard decoded entrepreneurs and unpickedtheir millionaire mindset. With Millionaire Upgrade, he has put itall back together again through IBELIEVE and a compelling story.Very clever and a must read for any budding entrepreneur!" —Rene Carayol - Leadership Guru "It takes a certain mindset to succeed in creating your ownbusiness. This book spells out how you need to think and act tosucceed – whether you are an entrepreneur or a professionalmanager. It’s a great read too." —Matthew Barrett - Chairman, Barclays Bank

Do you know the shocking truth about having a job? Are you financially ready if you become jobless due to unforeseen circumstances? Find out how an average Malaysia employee learnt the hard way that having a job did not mean he would be financially prepared for life. From the time he received the shock of losing his job on his wedding day to getting a new job and then becoming a property millionaire in under 5 years. Proving that having a job and investing in property do complement each other and creates accelerated success.This book is written to inspire employees who would like to have more income in their life - irrespective of whether you love or hate your job. Learn not only the basics but also the Property Millionaire Game Plan and how to S.P.E.N.D your way to financial success through property investments while still working on your regular job.

You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!