A must-read, practical insider's guide for all home buyers.Whether you're buying your first home, your next home or your forever home, the proven process shared throughout this book will be an invaluable guide. Award-winning real estate agent and popular podcaster Todd Sloan speaks with hundreds of people each week and their objectives are always the same: they want to find and purchase the right property quickly and for a good price.Sharing insider tips and tricks that selling agents wouldn't normally disclose, Australia's Home Buying Guide is an insightful, practical and fun guide that takes the stress out of buying a home. It covers common pitfalls and traps buyers should watch out for when they're at the start of their search, such as:How to make sure you get your finances approved correctly. How to get the best deal on your loan and potentially save thousands of dollars.How to find the right area for you and your family (if you have one).What questions to ask the agent to give you a competitive edge.How to read a selling agent's tricks and potentially save stacks of cash.Knowing your rights if you change your mind after you've signed the contract. Todd Sloan has a genuine passion for helping people during what is often a scary and stressful process, and he brings a unique and useful insider's perspective on how to buy property in this must-read guide for home buyers.

Discover how to achieve financial flexibility with this blueprint for homeownership and worry-free living Robbo Roper (aka the Aussie Mortgage Guy) is here to show you how to get out of the rental trap, get your finances sorted and buy your first (or next!) home. The Australian Guide to Buying Your First Home is not a step-by-step guide to living in a beachside mansion with a $15-million property portfolio. Instead, it is an essential real-world companion for taking control and getting into your new home faster. You'll learn how to increase your income (and borrowing power) and buy the ideal property for whatever stage of life you're in. Better still, you'll get valuable advice on how to manage and pay off your mortgage sooner. Owning your own home creates a safe haven for you and your family. Your home is not only a valuable financial investment that builds long-term wealth. It's also a place to make cherished memories and truly flourish. A home is about creating stability and a lasting legacy for you and your loved ones. At the end of the day, finding your own home is about building a happy, balanced life. Inside, Robbo brings together the advice that has made him Australia's most-followed financial content creator. You'll discover how to: Set your goals, reduce your expenses and boost your income so you can get into your first home faster Determine your borrowing power and create an action plan for savings, loans and schemes, and taxes Find a home that balances what you need with what you can afford Pay off your mortgage and become debt-free sooner Learn from everyday Aussie success stories and get the strategies you need to reach your goal of home ownership sooner. The Australian Guide to Buying Your First Home is an indispensable handbook for assessing affordability, setting realistic goals and taking control of your future.

We hope this guide provides you with some direction for your purchase in Australia and we remain available to assist you further as necessary. The information in this book is intended as a general guide only and no person should act solely on the information contained herein.

Andrew Winter has had enough -- enough of sellers who think their house is the best when the reality is far from it; enough of buyers who expect so much more than they can afford; and enough of dodgy agents who give the industry a bad name. And now, for the first time inside this no-nonsense guide, he has something to say to you. If you're buying or selling property, you need help from someone who knows what they're talking about. Forget the spiel from agents and hype from the media -- read this straight-talking book and discover how to get your foot in the door, find a bargain, sell for a tidy profit or find the home of your dreams. Do you really know how to make money from real estate? Do you know what your house is worth? Do you know the pitfalls of buying a house based on aesthetics? Do you know how to establish a winning tactic for bidding at auctions? Do you know what the agent is thinking? Andrew Winter knows all of these things and more, and he has some cracking stories to tell you along the way. With more than 25 years in the property industry, including as host of the television series Selling Houses Australia on The LifeStyle Channel, Andrew can be trusted to tell it straight.

The premise of the book is Emily's controversial, extreme method of saving for a house deposit - the so-called "pocket money savings plan". The strategy was the subject of a column in 2016 on The Age and Sydney Morning Herald websites, which sparked a media storm. It ranks as one of the most read columns of the year for Domain and Fairfax more broadly. The column, 'I am 33 and my parents give me pocket money' started a national debate around Gen Y finances and the challenges of breaking into the property market. This debate has since gained more heat and fresh urgency. The book capitalises on this ongoing national conversation, from around office water coolers to Prime Minister Malcolm Turnbull's office in Canberra, on how first home buyers can break into the market, and Australia's cultural obsession with achieving home ownership. Knowing that the pocket money savings plan won't work for all, Emily interviews experts to come up with other options and household budgets to suit different situations from singles to families. Emily has been participating in a neuroeconomics study through Stanford University looking at the pain some people feel when handing over cash for their purchases and the no-feeling at all when using cards for purchasing. Microburbs has crunched the date for her to find the best suburbs and regions in each state to look for that first property purchase. She has also sourced some 'fiscal finest' recipes from top chefs when you need to entertain but have no money and will share her experiences and tips for dating on a budget.

** Reviewed and updated for the 2020-2021 financial year** This is the only money guide you'll ever need That's a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won't be overwhelmed with a bunch of 'tips' ... or a strict budget (that you won't follow). You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette ... and you'll be able to manage your money in 10 minutes a week. You'll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the 'Trapeze Strategy' Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won't rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don't need $1 million to retire ... with the 'Donald Bradman Retirement Strategy' Sound too good to be true? It's not. This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results. And you're next.