IMAGES' third monograph on the outstanding new classicist, William T. Baker.

American Homes is the classic work of American house architecture. From the Dutch colonial, to the New England Salt Box, to the 1950s prefab, this unrivaled reference and useful guide to 103 building styles pays homage to our country's housing heritage. American Homes opens the window onto the rich landscape of all the places we call home. Award-winning architect Lester Walker examines hundreds of styles of homes—more than any other survey of American domestic architecture—and helps us understand the history of each style, why it developed as it did, and the practical and historical reasons behind its shape, size, material, ornament, and plan. Hundreds of sequenced drawings illustrate the evolution of our most beloved housing styles, like the colonial English Cottage, which grows before our eyes from a simple square of posts and beams to a fully constructed home with hand-split cedar clapboards and an intricately thatched roof. There's also the Italianate, whose roof displays its intricate carved brackets and is topped with a cupola that serves to filter light to the interior of the home. Annotated floor plans offer insight into the structure of these homes, and with it, a good measure of inspiration. No wrought-iron railing, white stucco wall, or gingerbread gable goes neglected. Every idiosyncratic detail and decoration of each of these uniquely American designs is delicately drawn. American Homes is the perfect reference for enthusiasts of architecture, history, and American studies. It is also the ideal inspiration for anyone who lives in or dreams of living in a classic American home.

Twenty restored or renovated Early American country homes feature the myriad of different styles from around the country. The homes exude a simplicity that is somewhat rustic and somewhat country in an understated way. Tim Tanner also features some small cabins that have been made livable for today as well as decorating ideas and outbuildings. Early American Country Homes is an inspiration and resource for those who are interested in building, re-creating, restoring, or just enjoying a return to simpler styling in home design.

The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.

An eccentric, otherworldly guide to the domestic spaces Americans inhabit

American Houses is a historical guide to the architecture of the American home. While other architectural field guides show only façades, this book includes floor plans, showing how the form of a house arises from its function. Photographs and drawings of exteriors illustrate the significant field marks of each style and help pinpoint the key elements that can identify a house even when it has been remodeled beyond recognition. Beautifully illustrated, clearly written, and impeccably researched, American Houses is an essential reference for anyone interested in the history of American residential architecture.

America has an abundance of fascinating and varied house styles, as fascinating and diverse as its people. This unique book will allow readers to recognize the architectural features and style of virtually any house they encounter.