"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

In this no-nonsense finance book, you’ll learn the five simple steps for building your wealth and creating financial freedom. * You’ll know how to craft a budget that will work for you no matter what your income and expenses might be. * You’ll become more mindful and intentional with your spending so that you can save money for the important things. * You’ll make a solid plan on how to get out of debt including ways to make it fun and motivating. * You’ll begin saving so you no longer have to live paycheck to paycheck. * And you’ll look at starting an investment plan so that your money can work harder for you. Getting ahead financially is simple, although not easy. This book will transform your thinking about money and help you live below your means so you can achieve financial greatness. It is perfect if you are new to finance or if you need a good refresher. Packed full of tips and actionable steps so you can get started creating wealth right away. Personal finance author, Tracey Edwards, brings you her simple plan so you can master your money once and for all. From budgeting, spending, getting out of debt, saving and investing. It covers everything you need to know in one easy to read book. This book is about: personal finance, money management, budgeting, getting out of debt, reducing spending, saving money, and investing. p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; text-indent: 18.0px; font: 14.0px Cochin} p.p2 {margin: 0.0px 0.0px 0.0px 0.0px; text-indent: 18.0px; font: 14.0px Cochin; min-height: 17.0px}

As a young and naïve pastor, Dan Willis maxed out twenty-three credit cards and ruined his credit to support his ministry. It wasn’t until massive debt caused the cards to stop working that he realized that God never asked him to do this. Through his candor and honesty, Dan reveals the five steps God showed him to get out of debt: stop spending, create a budget, develop a debt payoff plan, begin saving, and repair bad credit. This led him to becoming a thriving and financially-free ministry. Now, Dan is on a mission to teach this to the world. Using biblical principles, but not relying on miracles or “name-it-and-claim-it” theology, Dan provides easy-to-follow, practical steps that can be used by anyone to escape financial bondage. Finally, he encourages readers to use their financial freedom to help others and advance God’s kingdom, and to use their newfound fiscal wisdom to store up wealth. Without shaming those who struggle financially, 5 Simple Steps to Financial Freedom is the perfect combination of spiritual wisdom and practical advice for those who desperately need it.

Secure your financial future amid Australia’s biggest real estate boom When it comes to making a sound investment, do you know the crucial difference between real estate and property? The answer is land. Land (real estate) appreciates in value — but buildings (property) do not. This fundamental truth powers bestselling author John L. Fitzgerald’s masterful investing strategy in 7 Steps to Wealth. Adapting Warren Buffet’s secret of compound growth, Fitzgerald reveals the essential steps that Australian investors can use to grow their wealth. Uncover the facts and figures that prove residential land is Australia’s best growth asset — and will continue to be, thanks to ongoing booms in the property market and population growth. 7 Steps to Wealth shares John L. Fitzgerald's own 40-year proven investing plan, supported statistically and with real-life case studies. You’ll quickly discover why 7 Steps to Wealth is the only Australian property book endorsed by three property billionaires! Now in its 9th edition, the book is up to date with the latest census data, location criteria and growth forecasts. Unlock the secret power of compound growth and make it work for you Avoid the common mistakes that most property investors make Read case studies and testimonials from those who successfully followed the 7 steps and became millionaires Understand how to safely build wealth in property, be cashflow positive and still get a tax deduction. There is no better time for Australians to use this proven strategy for safely building wealth. With 7 Steps to Wealth, you’ll discover how to invest in real estate for a comfortable, financially independent future.

Book Praise & Reviews "As a how-to guide, this book contains everything you may need to know to turn your passions into profits." Bill Bartmann (Billionaire entrepreneur, author, speaker, educator) Read & Give Program A portion of the sale of this book is donated to charity. Book Description Are you unhappy in your job? Are you tired of living paycheck to paycheck and feel like you just don't have enough money, skills, or education to turn your life around? Even if you're not sure you know what it is you like to do, you can change your life and get rich doing it, says entrepreneur Duane Harden in his wise and entertaining new book, 5 Easy Steps to Financial Freedom: Do What You Love & Get Rich Doing It. Turning your passion into a profitable business is easy, fast, and fun, says Harden, and you can become rich in just five easy steps. First, start by saying yes to financial freedom. Attitude is everything and as the Law of Attraction states, what you put out into the universe is often what you attract. If you imagine yourself financially secure and happy, you will be. Imagining a new life for yourself is the inspiration you need to go out and do the concrete things to turn your dreams into a reality. Conversationally written and filled with humorous drawings, helpful worksheets, and key tips, 5 Easy Steps to Financial Freedom also offers a 90-day action plan that includes blueprints for success that Harden himself used to build his wealth. His own journey included the purchase of numerous real-estate properties, opening a restaurant, starting a music company, and much more. Harden gives you "Life Assignments" that get you thinking and acting differently. Beware of what he calls the "crabs in a pot" mentality, where everyone is trying to pull everyone else down in order to struggle to the top. Instead, he advises, think positively. Stay away from the naysayers and feed your dream. Soon you will realize that your inner life is reflected in your outer life. Harden helps you to discover the real you, what you want, and how much money you want to be there for you now and in the future. He explains how the real difference between rich people and poor people is fear and an unwillingness to keep an open mind to new opportunities. Rich people are not afraid to take risks, and well-planned risks almost always pay off. Success, he reminds you, is your birthright and it's your job to claim it. Review your credit and your financial house. Clean up the clutter in your life, whether it is the wrong way of thinking or a messy desk. Discover what really makes you tick because when you love what you do it's never really work, and when passion is present the money will miraculously follow. Keep daily positive reminders taped where you can see them, or even have a vision board filled with photographs of where you want to be in life. Write your resignation letter to your boss, but don't send it yet. Just the act of writing it puts you in the right frame of mind for moving on to something much better. "You are what you think and will become what you dream," says Harden. You'll learn to be a PIG (passive income generator) Farmer, which requires little work but makes you tons of money. 5 Easy Steps to Financial Freedom shows you how go from rags to riches and is understandable and easy to read. This invaluable guide will change your life!

How Newbie Investors Can Use 5 Easy Steps to Get Their First Rental Property and Plan for an Early Retirement Building wealth and going into early retirement is something many people dream of but only a few achieve it. The reason could be that they know they want to get comfortable financially so they can retire early but they do not know how to get there. Is this your story? Have you always wanted a way out of the rat race but find yourself in circumstances that prevent you from leaving?? Well, I have been in a similarly bad situation. Having been honorably discharged from the Army two years after my first injury, I could barely find any well-paying jobs and life was difficult. Eventually, with the help of a mentor, I started real estate investing and it is one of the best decisions of my life. I have been able to go from struggling with my wife and three kids to living in abundance and I want to help you do the same In 5 Steps to Your First Rental Property: Real Estate Investing Guide for Beginners, you will learn: - How to overcome the limiting beliefs that have stopped you from investing in real estate. - The different ways to get funding for your real estate investment even if you have no money at all. - Different strategies for finding the right property at a great deal. - How to find the right property manager that will take the stress off you when dealing with tenants. - The after closing details that will help you get your rental property running and producing cash flow. - About a partnership opportunity with me, my mentor and his team who has a track record of bringing 20% ROI from their real estate investment. - And so much more If you want to make your dream of an early retirement using real estate investing a reality, then I will see you on the pages of this book. Click the “Add to Cart” button right now and let’s get started.

Managing Personal Finances is about the basics. Many people fail miserably at just doing the fundamentals. This book recaps simple and basic steps to improve overall financial wellness.