The Economics of Property-Casualty Insurance presents new research and findings on key aspects of the economics of the property-casualty insurance industry. The volume explores the industrial organization, regulation, financing, and taxation of this business. The first paper, on external financing and insurance cycles, contains a wealth of information on trends and patterns in the industry's financial structure. The last essay, which compares performance of stock and mutual insurance companies, takes a fresh look at the way a company's organizational structure affects its responses to different economic situations. Two papers focus on rate regulation in the auto insurance industry, and provide broad overviews of the structure and economics of the insurance industry as a whole. Also addressed are the system of regulating insurance companies in the United States, who insures the insurers, and the effects of tax law changes in the 1980s on the prices of insurance policies.

Darkly handsome and dangerously sexy, these voracious vampires are out for blood--and bound for eternal love . . .Dark Secret by Hannah HowellAlone in the world and on a desperate search, Murdina Dunbar finds an ally in mysterious Sir Gillanders Baldwin. Something about her sexy protector stirs her blood. Soon, not even whispers that he's a dangerous demon can keep her from his bed . . .Highland Vampire by Diana CosbyAs King of the Highland Coven, vampire Aedan MacGregor knows that falling for the fey Rowan Campbell could destroy her. But one taste of her healing blood and he craves her like no other. Dare he claim her, knowing he might lose her forever? . . .Never Been Bitten by Erica RidleyRumored to be a vampire, rakish Mr. Macane is ravishing all the ladies of the ton! Yet, Miss Elspeth Ramsay cannot bring herself to tremble in his presence. But once Ellie feels the thrill of his teeth at her throat, she finds herself biting him back! . . .

Some vols. include supplemental journals of "such proceedings of the sessions, as, during the time they were depending, were ordered to be kept secret, and respecting which the injunction of secrecy was afterwards taken off by the order of the House".