Attaining financial wisdom comes after learning some personal responsibilities. We have to fulfill those responsibilities as well. Some are very basic, such as simply acknowledging that God owns it all. Others have to do with productivity, time management and learning how to plan ahead. If you are to lead a prosperous and successful life, you must apply biblical instruction to work hard and lead a disciplined live. Then there is the responsibility of diligence, not being wasteful and knowing how to be good stewards in the handling of our possessions. We are to be accountable in caring for our resources, give generously to God and seek wisdom in matters of finances. Author Rich Brott explains these principles in simple, easy-to-understand narrative.

Since the beginning of time, small business has played an important role in all societies and cultures. It has been a vital part of community as craftsmen, laborers, manufacturers, buyers and sellers exchange wares and talents. From ancient times to modern times, people have lived their lives centered around crafting something of value to use at home and to sell outside of their home. Economies have been perpetuated as they centered around commercial activities and commerce. From ancient Greece and Ethiopia, to ancient India, the ingenuity of humans beings and their ability to design, craft, manufacturer and harvest, have kept countries and kingdoms with food on the table. This has allowed cities, nations and kingdoms to prosper. Economic entrepreneurship has a history of success in every area of the world. It has sustained families, cities and nations as it has created employment opportunities and economic growth.

3 John 2 says Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers. Proverbs 11: 25 notes A generous man will prosper; he who refreshes others will himself be refreshed. Jeremiah 29: 11 states, For I know the plans I have for you, declares the LORD, plans to prosper you and not to harm you, plans to give you hope and a future. Author Rich Brott begins with the fact that God wants to provide good things for His children. He wants for you to prosper and be successful in your God given gifts and callings. But God is no vending machine, nor does His promises come without conditions. If God cannot trust you with a hundred dollars now, how can He trust you with a thousand or a hundred thousand? Christians have access to unlimited and unimaginable resources. But with this access comes accountability. This is a lot of trust that God places in our lives. It is more than just finances. It is our entire life and how we handle it with faithfulness, responsibility, accountability, honesty, and integrity. You can learn how to Receive the Prosperity and Provision of God!

Some people teach that we should give to get. Others teach that we should sacrifice and withhold from our family in order to give more. Neither extreme point of view is correct. We must provide for our family. We should not give to get. Our attitude should be one of obedience and liberality. The best way to give to the Lord is to understand all that He has given to us, and then freely give back to Him. Author Rich Brott provides a very balanced perspective in his latest book, Prosperity Has a Purpose. He notes that we gain by giving and we lose by withholding. When we freely give to God, regardless of our own personal need, we allow God to be big in our lives. We allow Him to provide for us. This can only happen as we buy into the principle of freely giving. If we are stingy in our giving and withhold from the Lord, we miss the many blessings and provisions He wants to shower upon us.

Think of time as your personal resource and you will be more likely to use it wisely.

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement Lesson Twenty: Preparing for the Unexpected