Are you one of the millions of Americans in debt? In this easy to read guide you learn the easiest and most efficient ways to get out of debt be debt free in no time at all.

101 Ways to Get Out Of Debt and On the Road to Wealth is the ultimate handbook for anybody who wants to get out of debt and stay out of debt. This book will provide you with an insider's knowledge of how to beat the lenders at their own game. Inside you will find 101 practical and proven methods that anybody can use to master their debt. Best-selling author Ashley Ormond shows you how to conquer all types of debt, including mortgages, credit cards, car loans, personal loans, investment loans and small business loans. In this book you will learn how to: save a fortune in interest get out of debt years earlier decide which debts to attack first find the best lending deals for your needs manage repayment problems. Ashley Ormond’s common-sense approach will get you debt free and on the road to wealth in no time -- and that means more control over your life, less stress, and greater long-term security for you and your family.

Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with.In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life!I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent.This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to:Set goalsTravel on the cheapLower your interest ratesEarn compound interestConsolidate retirement accountsOpen a Roth IRAInvest in mutual funds & ETFsEnjoy credit card perksSave on groceries (without cutting coupons).And lots more!If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can!After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!AsFeatured on The Stacking Benjamins Show Podcast and in Teach For America's One Day Magazine.

Get out of debt and use credit wisely with this easy-to-understand, comprehensive guide to making your debt work for you. The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage. Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation—whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!

Debt Elimination 101 is a concise guide to breaking free of debt and building a financially secure future. Drawn from Are You Being Seduced into Debt? by John Cummuta, this handbook will help readers begin spending and saving in a truly biblical manner.

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

Money. That was my New Year's resolution for 2018. And as vague as that is, it was the only one I've ever stuck with. In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future - all while still traveling and enjoying my life! I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don't teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent. This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You'll learn how to: Set goals Travel on the cheap Lower your interest rates Navigate the holidays Consolidate retirement accounts Open a Roth IRA Invest in mutual funds & ETFs Navigate the holidays Save on groceries (without cutting coupons). And lots more! If you're just getting started, learn how I did it from scratch so you can too. If you're already living frugally, saving for retirement, and investing for your future, you're still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you'll have a checklist with 101 steps - try as many money tasks as you can! After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, "Today's the day to change." Make today your day. Invest in yourself and commit to your 365-day money resolution now!