Witnesses: Gregory Baer, Assistant Sec. for Fin'l. Institutions, U.S. Dept. of the Treasury; William Fitzgerald, Chairman & CEO, Commercial Federal Bank, Omaha, NE, on behalf of America's Community Bankers; William Isaac, Chairman, The Secura Group, & Secura Burnett Co.; Hjalma Johnson, Chairman & CEO, East Coast Bank Corp., Dade City, FL, on behalf of the Amer. Bankers Assoc.; Martin Mayer, Guest Scholar, The Brookings Institution; Thomas Sheehan, Pres., Grafton State Bank, Grafton, WI, on behalf of the Independent Community Bankers of Amer.; Donna Tanoue, Chmn., FDIC; & Kenneth Thomas, Lecturer on Finance, The Wharton School, Univ. of PA.

Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.