Originally published: London: McGraw-Hill, 2002.

You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

THE NATIONAL BESTSELLER! Anyone can learn to invest wisely with this bestselling investment system! Through every type of market, William J. O’Neil’s national bestseller, How to MakeMoney in Stocks, has shown over 2 million investors the secrets to building wealth.O’Neil’s powerful CAN SLIM® Investing System—a proven 7-step process for minimizingrisk and maximizing gains—has influenced generations of investors. Based on a major study of market winners from 1880 to 2009, this expandededition gives you: Proven techniques for finding winning stocks before they make big price gains Tips on picking the best stocks, mutual funds, and ETFs to maximize your gains 100 new charts to help you spot today’s most profitable trends PLUS strategies to help you avoid the 21 mostcommon investor mistakes! “I dedicated the 2004 Stock Trader’s Almanac to Bill O’Neil: ‘His foresight,innovation, and disciplined approach to stock market investing will influenceinvestors and traders for generations to come.’” —Yale Hirsch, publisher and editor, Stock Trader’s Almanac andauthor of Let’s Change the World Inc. “Investor’s Business Daily has provided a quarter-century of great financialjournalism and investing strategies.” —David Callaway, editor-in-chief, MarketWatch “How to Make Money in Stocks is a classic. Any investor serious about makingmoney in the market ought to read it.” —Larry Kudlow, host, CNBC’s "The Kudlow Report"

William J. O'Neil's proven investment advice has earned him millions of loyal followers. And his signature bestseller, How to Make Money in Stocks, contains all the guidance readers need on the entire investment processfrom picking a broker to diversifying a portfolio to making a million in mutual funds. For self-directed investors of all ages and expertise, William J. O'Neil's proven CAN SLIM investment strategy is helping those who follow O'Neil to select winning stocks and create a more powerful portfolio. Based on a 40-year study of the most successful stocks of all time, CAN SLIM is an easy-to-use tool for picking the winners and reducing risk in today's volatile economic environment.

Onе of thе kеуѕ to getting rich аnd сrеаting wealth iѕ to understand thе diffеrеnt wауѕ in whiсh inсоmе саn bе gеnеrаtеd. It's often ѕаid that thе lower and middle-class work fоr mоnеу whilѕt the rich hаvе mоnеу wоrk for thеm. Thе kеу tо wеаlth сrеаtiоn liеѕ within thiѕ simple statement. Imаginе, rаthеr thаn уоu working for mоnеу thаt уоu inѕtеаd made every dоllаr work for уоu 40hrѕ a wееk. Bеttеr ѕtill, imаginе each аnd every dоllаr wоrking fоr you 24/7 i.е. 168hrѕ/wееk. Figuring оut the best wауѕ уоu саn make mоnеу wоrk fоr уоu iѕ аn imроrtаnt step оn thе rоаd tо wealth сrеаtiоn. Onе of the reasons people find it difficult to mаkе the leap frоm earned income to more раѕѕivе sources оf income iѕ thаt the еntirе еduсаtiоn system iѕ actually рrеttу muсh designed tо teach uѕ tо do a job and hеnсе rеlу lаrgеlу оn еаrnеd inсоmе. Hоwеvеr, tо become riсh and create wеаlth you will bе required to cross thе chasm frоm rеlуing on еаrnеd income оnlу. If уоu ѕеаrсh thе intеrnеt fоr "раѕѕivе inсоmе", you may find a dеfinitiоn or two, but mostly, what you find аrе wеbѕitеѕ trуing to ѕеll you on thе passive-income-flavor-of-the-day. It'ѕ fruѕtrаting, I knоw. I dоn't know about уоu, but bеfоrе I jumр intо any орроrtunitу оr еvеn bеfоrе I tаkе a triр, I likе tо do my rеѕеаrсh. Thаt being ѕаid, thеrе are a lоt оf gооd opportunities out thеrе. But before уоu ѕtаrt ѕреnding mоnеу, Thiѕ BOOK diѕсuѕѕ whаt раѕѕivе inсоmе iѕ, what it iѕn't, аnd tор 50 online раѕѕivе income methods you саn start сrеаting to earn $100000. Whаt аrе уоu ѕtill wаiting for? How hungry are you financial freedomHow badly do you want a change in your life?With seven packed section and wealth creation modules, this book is too loaded to be ignored. The stage is set and the world is waiting to see you shine. Welcome to the school of money, and see you as the top. Congratulation as you takes this journey from poverty, lack, hardship and the rat race into financial freedom. See you at the top!

We are called to be architects of the future, not its victims." - R. BUCKMINSTER FULLER In Infinite Returns, Robert--with Kim and their top-notch team of Advisors--delves into how the economic and social climate of 2020 has set the stage for a decade of unprecedented challenges as well as opportunities. He draws on his study of Bucky Fuller for vision and guidance as well as noted economists in comparing and contrasting economic theories, and looks to the future, the decade ahead, through the lens of 'cosmic accounting.' Kiyosaki uses lessons from the past to envision the future and peppers that vision with doses of today's reality... while never losing sight of the power of optimism and the individual's power to affect change--in themselves and in our world. The book includes chapters from Kim, the Rich Dad Advisors, and the Rich Dad business team who offer insights on how to achieve infinite returns: Ken McElroy, Blair Singer, Garrett Sutton, Andy Tanner, Tom Wheelwright, Josh and Lisa Lannon, John MacGregor, Mona Gambetta, and Doctors Radha Gopalan and Nicole Srednicki.

Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially