Don't choose your credit cards based on the advice of a teenage cashier! Is a 10% discount on a new pair of boots worth a denial for a mortgage or a new car? It doesn't have to be. In this new book from Stephen Snyder you can learn how to avoid the disastrous inquiries that could cause you to pay more for the credit you want and need, and how to use a store credit card to your advantage. You can use the strategies in this book to know exactly where, how, and when to apply for store creditthe right way. Now (if you follow the strategies in this new book) you can have your boots and good credit too!

Shares essential information on how to build and protect one's credit, explains how to make informed decisions about debts and bankruptcy, and covers the latest changes in bankruptcy law, credit card rates, and home equity loans.

Late on Your Credit Card Payments? Worried about Losing Your Home? Before you talk to a Credit Collector, Sign any Settlement Agreement, or EVEN THINK of hiring a Lawyer.... You Need to Read This Book! GET THE BOOK! What Credit Card Companies, Mortgage Lenders & other Creditors, DON'T Want You to Know! Get Rid of Stress! Start Sleeping Again! Stop the Phone Calls! Stop Repossession! "Remember, “Bankruptcy is Not the END…It is the Beginning of a Better Life!” Are You Late for Work because the Repo Man is Outside?