Presenting unbiased information about borrowing money and an understandig of the processes involved, this easy-to-read, step-by-step book will help you avoid costly credit mistakes and show you how o protect one of your most prized assets ---your credit

In a book poised to become the bible of innovation, a renowned creativity expert reveals the key to the creative process-"borrowing". As a former aerospace scientist, Fortune 500 executive, chief innovation officer, inventor, and software entrepreneur, David Kord Murray has made a living by coming up with innovative ideas. In Borrowing Brilliance he shows readers how new ideas are merely the combination of existing ones by presenting a simple six-step process that anyone can use to build business innovation: ?Defining-Define the problem you're trying to solve. ?Borrowing-Borrow ideas from places with a similar problem. ?Combining-Connect and combine these borrowed ideas. ?Incubating-Allow the combinations to incubate into a solution. ?Judging-Identify the strength and weakness of the solution. ?Enhancing-Eliminate weak points while enhancing strong ones. Each chapter features real-life examples of brilliant borrowers, including profiles of Larry Page and Sergey Brin (the Google guys), George Lucas, Steve Jobs, and other creative thinkers. Murray used these methods to re-create his own career and he shows readers how to harness them to find creative solutions.

Newbery Honor author Cynthia Lord likes fostering rabbits—or, as she fondly calls it, “borrowing bunnies.” This is the heartwarming true story of the author’s own journey with two very special rabbits. In the spring of 2016, Peggotty and Benjamin were saved by Maine’s Cottontail Cottage Rabbit Rescue after their previous owners had neglected them. But before the two Netherland Dwarf rabbits could be adopted, Cynthia had to help them learn to trust people and feel safe inside a home. The bunnies slowly settled in, enjoying their clean pens, nibbling new foods, and playing with fun toys, while Cindy’s husband, John Bald, photographed Benjamin and Peggotty’s every step toward adoption. At that time, hundreds of viewers were drawn to Cindy’s Facebook page to watch their progress. Now, she has adapted the rabbits’ true story into a picture book that explores love, responsibility, empathy, and letting go—along with fostering’s many surprises, both big and small. Young readers will delight in watching these bunnies thrive while also learning a few fun animal facts. With Cindy’s pitch-perfect blend of warmth and real-life experience, Borrowing Bunnies is a new classic in narrative nonfiction.

With a writing style alive with the rhythms and riffs of jazz, Jeffries deftly examines the questions of identity, race and family in a provocative, moving and often hilarious memoir. Too light to be black, too dark to be white, finding a place in race-conscious American society as the son of a black father and Jewish mother was a challenging journey for the author. Following a different path to his more wayward siblings, he discovers conflicts within himself that have as much to do with Kafka as with Ellison. The truth he learns - you must create yourself.

Nations with credible monetary regimes borrow at lower interest rates in international markets and are less likely to suffer speculative attacks and currency crises. While scholars typically attribute credibility to domestic institutions or international agreements, Jana Grittersová argues that when reputable multinational banks headquartered in Western Europe or North America open branches and subsidiaries within a nation, they enhance that nation’s monetary credibility. These banks enhance credibility by promoting financial transparency in the local system, improving the quality of banking regulation and supervision, and by serving as private lenders of last resort. Reputable multinational banks provide an enforcement mechanism for publicized economic policies, signaling to international financial markets that the host government is committed to low inflation and stable currency. Grittersová examines actual changes in government behavior of nations trying to gain legitimacy in international financial markets, and the ways in which perceptions of these nations change in relation to multinational banks. In addition to quantitative analysis of over 80 emerging-market countries, she offers extensive case studies of credibility building in the transition countries of Eastern Europe, Argentina in 2001, and the global financial crisis of 2008. Grittersová illuminates the complex interactions between multinational banks and national policymaking that characterize the process of financial globalization to reveal the importance of market confidence in a world of mobile capital.

Studies of bilingual behavior have been proliferating for decades, yet short shrift has been given to its major manifestation, the incorporation of words from one language into the discourse of another. This volume redresses that imbalance by going straight to the source: bilingual speakers in their social context. Building on more than three decades of original research based on vast quantities of spontaneous performance data and a highly ramified analytical apparatus, Shana Poplack characterizes the phenomenon of lexical borrowing in the speech community and in the grammar, both synchronically and diachronically. In contrast to most other treatments, which deal with the product of borrowing (if they consider it at all), this book examines the process: how speakers go about incorporating foreign items into their bilingual discourse; how they adapt them to recipient-language grammatical structure; how these forms diffuse across speakers and communities; how long they persist in real time; and whether they change over the duration. Attacking some of the most contentious issue in language mixing research empirically, it tests hypotheses about established loanwords, nonce borrowings and code-switches on a wealth of unique datasets on typologically similar and distinct language pairs. A major focus is the detailed analysis of integration: the principal mechanism underlying the borrowing process. Though the shape the borrowed form assumes may be colored by community convention, Poplack shows that the act of transforming donor-language elements into native material is universal. Emphasis on actual speaker behavior coupled with strong standards of proof, including data-driven reports of rates of occurrence, conditioning of variant choice and measures of statistical significance, make Borrowing an indispensable reference on language contact and bilingual behavior.